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SERVICE CHARGES
 

RATES AT A QUICK GLANCE – as per RBI format

 

CHARGES

Fee Based Services
1. Lockers
Type of Locker
Population group wise Base Rate Rupees per annum
Type Locker Size in inches Metro Urban Semi-Urban Rural
A 5 x 6 x 21 700 600 550 550
B 6 x 7 x 21 800 700 600 600
C 5 x 13 x 21 900 800 700 700
D 7 x 9 x 21 900 800 700 700
H - 1 13 x 7 x 21 1200 1200 1100 1100
E 6 x 16 x 21 1300 1200 1100 1100
F 11 x 13 x 21 1900 1750 1500 1500
G 7 x 20 x 21 2200 2000 1800 1800
H 12 x 16 x 21 2800 2500 2000 2000
L 16 x 20 x 21 3500 3000 2500 2500
* The above are base rates and may vary from place to place. The rent indicated are per annum rates.
Service/Product/Account Particulars Service Charges
1. ATM Membership fee NIL
Annual Fee NIL
Renewal Charges NIL
Late Payment Charges NIL
Interest Charges NIL
Replacement Charges ATM cum Debit Card Rs.50/-
Transaction Charges for Partner banks NIL
Transaction Charge for Non-Partner banks Rs. 50/-
 
2. Credit Cards Charges / Fees applicable as on 30.09.2008 (Service Tax as applicable extra)
S/No Fees / Charges Canara Visa Classic/ Master Card Standard Cards Canara Visa /Master Card Gold Cards CanaraVisa Corporate Cards
1 Entrance Fees Nil Nil Rs. 250
2 Annual Fees Nil Nil Rs. 400
3 Add on Cardm (card inactivity fees *) Rs. 300 Rs.750 Nil
4 Card inactivity fees * (Main Card) Rs. 400 Rs. 750 Nil
5 Service charges on outstanding balances 2.5% p.m. (30% p.a.) from the due date
6 Cash withdrawal charges Rs. 30 per thousand or part thereof
7 Hot listing charges Rs. 150.00
  Other charges  
8 Mark up in case of transaction in foreign currency Upto 3% of the amount
9 Duplicate Statement Rs. 10 per page
10 Cheque dishonour charges or unsuccessful payment instructions Rs. 50 per occasion
11 Copy of the Charge slip Domestic transaction Rs. 100/-
International transaction USD 10 or equivalent
12 Original Charge Slip
if processed by our Bank		  
USD 2 or equivalent
Procured from other Bank USD 6 or equivalent
13 Collection charges for outstation cheques Rs. 100 per instrument + other bank charges if any
14 Charges in respect of notices / reminders sent to cardholders having overdues. Rs. 50/- per notice
15
  		Delayed payment beyond due date  
For cards with revolving credit facility 2% of the amount with minimum of Rs. 10.00 and maximum of Rs. 150.00
Non revolver cards 2% of the amount with minimum of Rs. 20.00 and maximum of Rs. 300.00
16 Return of FTV - First Return Rs. 100.00
  Each subsequent return Rs. 300.00

* Card inactivity fee is applicable only if the Card turnover during a Card year (a period of one year from the date of issuance of card) is less than Rs. 12000/- for Visa Classic / Master Card Standard and less than Rs. 25000 for Visa / MasterCard Gold.

** For all Cards issued on or after 01.09.2008, No annual, entrance, inactivity fees is applicable for the next five years.

3. Debit Cards Charges / Fees applicable as on 30.09.2008 (Service Tax as applicable extra)
S/No
Fees / Charges
1
 Entrance Fees Nil
2
 Annual Fees Nil
3
 Cash withdrawal charges No charges for using our ATM . Use at other Banks ATM – as levied by the respective Bank
4
 Hot listing charges Rs. 150.00
  Other charges  
5
 Mark up in case of transaction in foreign currency Upto 3% of the amount
6
 Copy of the Charge slip Domestic transaction Rs. 100/- International transaction USD 10 or equivalent
7
 Original Charge Slip if processed by our Bank USD 2 or equivalent
Procured from other Bank USD 6 or equivalent
 
DEMAND DRAFT / TT/ PAY ORDER / LOCAL DD / BANKERS' CHEQUE
 
4.    a)    Drafts/TT Issue   -   OUTSTATION
Amount ranging
From - To
OTHER THAN INDIVIDUAL
INDIVIDUALS
OTHER THAN RURAL
RURAL
Upto and inclusive of Rs. 1000/-
Rs. 30/-
Rs. 25/-
Rs. 20/-
Above Rs.1000/- upto Rs. 10000/- Rs. 50/- Rs. 40/- Rs. 30/-
Above Rs. 10000/-
Rs. 3.50 per Rs. 1000/- or part thereof minimum of Rs. 50/- Maximum Rs. 12000/- per DD
Rs. 3.25 per Rs. 1000/- or part thereof minimum of Rs. 40/- Maximum Rs. 12000/- per DD
Rs. 3/-per Rs. 1000/- or part thereof minimum of Rs.30/- Maximum Rs. 10000/- per DD

Note: 1. For TTs, in addition to DD charges as above, actual OPEs / telegram charges subject to a minimum of Rs. 50/- shall be collected. 2. For multiple DDs issued in lieu of single DD, commission as applicable for the aggregate amount alone shall be collected.

4. b) Drafts/TT Issue - LOCAL (Local DD / Pay Order / Banker's Cheque Issue)
Amount ranging
From - To		 OTHER THAN INDIVIDUAL INDIVIDUALS
OTHER THAN RURAL RURAL
Upto and inclusive of Rs. 1000/-
Rs. 30/-
Rs. 25/-
Rs. 20/-
Above Rs.1000/- upto Rs. 10000/-
Rs. 40/-
Rs. 35/-
Rs. 30/-
Above Rs. 10000/-
Upto Rs. 1.00 lakh
Rs. 3/- per Rs. 1000/- or part thereof minimum of Rs. 40/-
Rs. 2.75 per Rs. 1000/- or part thereof minimum of Rs. 35/-
Rs. 2.50 per Rs. 1000/- or part thereof minimum of Rs.30/-
Above Rs. 1 lakh
Rs. 2.00 per Rs. 1000/- or part thereof with minimum of Rs. 300/- Maximum Rs. 10000/- per DD
Rs. 1.75 per Rs. 1000/- or part thereof with minimum of Rs. 275/- Maximum Rs. 10000/- per DD
Re. 1.50 per Rs. 1000/- or part thereof with minimum of Rs. 250/- Maximum Rs. 7500/- per DD
 
4. c) Issue of DD / TT / PO / BC against tender of cash (both for local / Outstation)
(applicable to all branches rural and other than rural, individuals and non individuals) Up to Rs. 1000/- no additional charges. Above Rs. 1000/- additional charges at 20% (extra) on applicable charges, rounded off to next Re. For denominations below Rs. 100/- 50% extra on normal charges.
 

Note :
i) The above charges for remittance against tender of cash are only indicative rates. However, the bank has the discretion to levy higher rates depending on the circumstances, subject to maximum of 200% of applicable normal charges.
ii)For retirement of bills against tender of cash, additional charges of Rs. 100/- flat per bill shall be collected in addition to bills collection charges.

4 . d) Cancellation of Demand Draft / Pay Order / Local DD / Banker's Cheque
Amount ranging
From - To 		OTHER THAN INDIVIDUAL INDIVIDUALS
OTHER THAN RURAL RURAL
Up to Rs. 10 lakh Rs. 100/- per DD Rs. 75/- per DD Rs. 50/- per DD
Above Rs. 10 lakh (other than Local) Rs. 1000/- per DD Rs. 750/- per DD Rs. 500/- per DD

Note : For DDs cancelled, charges may be recovered to the extent of their value, if the amount is less than or equal to Rs. 100/75/50 as the case may be

CHEQUE COLLECTION
5. Outstation cheque collection Inward / Outward Collection of Outstation cheques / instruments such as DDs/ Dividend / Interest Warrants, Refund Orders, Income Tax Refund orders etc. (other than bills)
Amount ranging
From - To 		OTHER THAN INDIVIDUAL INDIVIDUALS
OTHER THAN RURAL RURAL
Up to Rs. 10000/-
Rs. 50/- per instrument
Rs.10,001/- to Rs. 1,00,000/-
Rs. 100/- per instrument
Rs. 1,00,001 and above
Rs. 150/- per instrument

NOTE :
1.The above charges are per instrument fixed tariffs and all inclusive charges applicable to both individual and other than individual customers irrespective of the population group. No additional charges such as courier charges, out of pocket expenses etc., should be collected from the customers.
2. For instruments directly sent to other Public Sector Banks/RRBs sponsored by our Bank/Private Sector Banks/Foreign Banks/Co-operative Banks/RRBs sponsored by other Banks/any other Bank, for want of our branch at the drawee centre, commission as mentioned above will be shared on 50:50 basis.
3. Service tax levied may be collected from the customers in addition to the prescribed charges.

6. NEFT Money transfer Inward = NIL Outward : Upto Rs 1 lac- Rs 5/- per transaction
Above Rs 1 lac –Rs 25/- per transaction
7. RTGS Money transfer Inward = NIL Outward : Rs 1 lac to Rs 5 lac- Rs 25/- per transaction
Above Rs 5lac - Rs 50/- per transaction
SFMS (IFN 100) Inward = NIL Outward Rs 1/- per Rs 1000/- or part there of subject to a minimum of Rs20/- and a maximum of rs 2000/-.
ECS Credit/Debit = NIL

Immediate Credit of outstation cheques upto Rs.15000/-

(i) In the case of outstation cheques, our usual commission along with postage charges should be collected at the time of instant credit to the account.
(ii) In the case of local cheques,  applicable commission is Rs.10/- per cheque
CHEQUE RETURN CHARGES
 
8. A. Cheque return charges - LOCAL
 
PARTI CULARS 		Outward Returns Inward Returns
Return of Outward Instruments
 ( Outward Local Cheques / instruments including Local Clearing Cheques / LOSCs etc., lodged by customers for collection and returned to us by other Banks / Branches ) – collected as handling charges. 		Return of Inward Instruments (Inward Local Cheques / instruments received for payment but returned to other Banks / Branches) Only in case of the cheque / instruments being returned for want of funds/similar reasons (to be debited from our drawer customer's a/c)
OTHER THAN INDIVI DUAL
 		 INDIVIDUALS OTHER THAN
INDIVI DUAL		 INDIVIDUALS
OTHER THAN RURAL RURAL OTHER THAN RURAL RURAL
For Savings Accounts Rs.75/- per cheque / instrument Rs. 75/- per cheque / instrument Rs. 25/- per cheque / instrument Rs.100/- per
 cheque
 / instrument		 Rs. 75/- per cheque /instrument Rs. 50/- per cheque / instrument
For Current, OD / OCC Accounts Rs. 100/- per cheque / instrument Rs. 75/- per cheque / instrument Rs. 50/- per cheque / instrument Upto Rs.1 lac Rs.150/- Rs.100/- Rs.80/-
>1 lac to 1 crore Rs.200/- Rs.150/- Rs.100/-
>1 crore Rs.500/- Rs.300/- Rs.200/-
 
8. B, Dishonour of cheques - OUTSTATION
  Both for SB & CA / OD / OCC Outward returns Inward returns
Return of Outward Instruments (Outward Outstation Cheques / Instruments including OSCs lodged by customers for collection and returned to us by other Banks / Branches Return of Inward Instruments (Inward Outstation Cheques / Instruments received for payment but returned to other Banks / Branches)
OTHER THAN INDIVIDUAL INDIVIDUALS OTHER THAN INDIVIDUAL INDIVIDUALS
OTHER THAN RURAL RURAL OTHER THAN RURAL RURAL
For Cheques / Instruments Returned Unpaid : 
UPTO Rs.10,000/-                       Rs.25/-
Rs.10001 to Rs.100,000/-         Rs.50/-
Rs.1 lakh & above                       Rs. 75/-
(Charges include commission, postage, OPE etc but applicable service tax is to be collected separately)
For Bills returned Unpaid : 50% of applicable collection charges, with a minimum of Rs. 100/- + Postage 		For Cheques / Instruments Returned Unpaid : 
UPTO Rs.10,000/-                      Rs.25/-
Rs.10001 to Rs.100,000/-        Rs.50/-
Rs.1 lakh & above                      Rs. 75/-
(Charges include commission, postage, OPE etc but applicable service tax is to be collected separately)
For Bills returned Unpaid : 50% of applicable collection charges, with a minimum of Rs. 100/- + Postage
 
ISSUE OF CHEQUES BOOKS
 
9. Cheque Book Issue : SB / CA / OD / OCC Accounts
Particulars OTHER THAN INDIVIDUAL INDIVIDUALS
OTHER THAN RURAL RURAL
i) Where MICR is operational MICR Cheques Rs. 2.50 per cheque leaf Rs. 2.50 per cheque leaf Rs. 2.00 per cheque leaf
ii) Where MICR is not operational – MICR cheques Rs. 1.50 per cheque leaf Rs. 1.50 per cheque leaf Rs. 1.00 per cheque leaf
- Non MICR Cheques Rs. 1.50 per cheque leaf Rs. 1.50 per cheque leaf Rs. 1.00 per cheque leaf
Free Cheque leaves for SB Account in a calendar year 40 leaves free 40 leaves free 60 leave free

Note : 1) The MICR / Non-MICR cheques charges for SB accounts are levied only for the additional leaves issued in excess of the free entitlement.

2) No concession in case of Current Accounts of Govt / Govt departments, Religious / Welfare / Charitable institutions etc. and SB Accounts other than individuals such as HUF, Associations, Societies, Clubs, Schools etc.

NO DUE CERTIFICATE
10. No Due Certificate OTHER THAN INDIVIDUAL INDIVIDUALS
OTHER THAN RURAL RURAL
Issue of No Due Certificate Rs. 100/- per certificate Rs. 50/- per certificate Rs. 30/- per certificate
For Individuals : Concessional tariff of Rs. 10/- for Agriculture and Priority Sector Advances. No charges for Govt Sponsored Schemes.

 

OTHER CHARGES

CLICK HERE TO VIEW SCHEDULE OF CHARGES FOR FOREIGN EXCHANGE TRANSACTIONS

CANARA SARAL SB A/c

Service/Product/Account Particulars Service Charges
CANARA SARAL SB A/c - No frills A/c Minimum balance Charges
for non maintenance thereof 		 NIL
NIL

SAVINGS BANK ACCOUNTS

Service/Product/Account Service charges
Charges for non-maintenance of Minimum Balance
(applicable for both Operative and In-operative accounts) :
When the balance falls below the applicable minimum for the respective branch / account category : 		Flat Charge of Rs. 20/- per month ( to be collected once in a month on last working day)
Issue of Loose Cheque leaves :
  		NIL

 

 Mode of calculation of Minimum balance :Charges for non-maintenance of minimum balance on any day / any number of days during the month
 

Note : For Senior Citizens (60 years and above), charges for non-maintenance of minimum balance in SB account is waived.

 

Current Accounts :

 

Charges for non-maintenance of Minimum Balance
(applicable for both Operative and In-operative accounts) :
When the balance falls below the applicable minimum for the respective branch / account category : 		Rs. 50/- per day. Maximum Rs. 250/- per calendar month ( to be collected once in a month on last working day).

 

Charges for In-operative Accounts (Half Yearly Service Charge)
i ) In-operative SB Accounts a. If balance in the account is above the applicable minimum (for particular branch category, for without cheque book slab), No charge.
b. If balance is below applicable minimum, service charge of Rs. 30/- or available balance whichever is lower, is to be collected half yearly (for inoperative accounts other than unclaimed deposits).
ii ) In-operative Current Accounts a. If balance in the account is above the applicable minimum (for particular branch category), No charge.
b. If balance is below applicable minimum, service charge of Rs. 50/- or available balance whichever is lower, is to be collected half yearly (for inoperative accounts other than unclaimed deposits).

 

Note : Service charges for in-operative SB / Current Accounts to be collected on half-yearly basis are in addition to the charges for non-maintenance of minimum balance (to be levied monthly)

 

OUTWARD / INWARD COLLECTION OF BILLS :(Clean, Documentary, Demand / Usance including supply bills)

Particulars Charges
Upto Rs. 10000/- Rs. 100.00
Above Rs.10,000/- up to Rs.10.00 lakh Rs. 8/- per Rs. 1,000/- or part there of with a minimum of Rs. 100/-
Above Rs.10.00 lakhs Rs. 7/- per Rs. 1,000/- or part thereof with a minimum of Rs. 8000/- and maximum of Rs. 15000/-
For Bills / Cheques returned unpaid, the following charges will be levied: Charges
Local Bills As given in para 8. A. under Cheque Return charges
Outstation Bills As given in para 8. B. under Dishonour of outstation cheques.

RETAIL LOAN

LOAN PROCESSING CHARGES
Sl/No  SCHEMES ProcessingCharges Minimum(Rs.)  Maximum(Rs.)
 01 Housing Loan 0.5% 500.00 10000.00
02 Home Improvement Loan 0.5% 500.00 10000.00
03 Canara Mobile (four wheelers) 0.1% 250.00 500.00
04 Canara Mobile (two wheelers) 0.1% 100.00 250.00
05 Canara Budget 0.5% 100.00 500.00
06 Canara Rent 0.5% NA NA
07 Canara Mortgage 0.5% NA NA
08 Canara Trade/Trader’s Scheme Workg Capital – Rs.100/- per lac (Max Rs 1 lac) Term Loan – 1% of the loan amt (No Max)
09 Canara Cash 0.1% 100.00 250.00
10 Teachers’ Loan 1% 50.00 NA
11 Swarna Loan  1% 50.00 500.00
12 Canara Site As applicable to Housing Loan Scheme
13 Canara Pension No Processing Charges
14 Doctors’ Choice Up to Rs. 25000/- - NIL 
–Above Rs. 25000/- Working Capital – 0.1% of the loan amount with a minimum of Rs. 250/-. Term Loan – 1% of the loan amount

 

RETAIL LOAN Prepayment Charges





Solvency Certificate 		2% on the outstanding liability in case of take over of the loan by other bank / FI

Commission on solvency certificate shall be at the rate of 0.10% with a minimum of Rs. 500/- and maximum of Rs. 10000/- per certificate.
  Charges for late payment of EMI
 NIL - only penal interest collected.

4. CASH HANDLING CHARGES

FOR CASH REMITTANCE TO CA / OD / OCC ACCOUNTS

No charges for cash remittances of up to Rupees One Lakh per day per account.

For cash deposits above Rs. 100000/-, cash handling charges @ Re. 1/- per Rs. 1000/- or part thereof shall be collected, subject to a minimum of Rs. 100/- and a maximum of Rs. 2500/- per transaction.

Cash handling charges shall be collected from customers for remitting cash to the credit of their CA / OD / OCC accounts, at the base branch only.

The charges are uniformly applicable to all branches.

If a customer makes two or more remittances of cash in a day, cash handling charges shall be collected, if the total remittance during the day exceeds the exempted limit of Rupees One Lakh.

Customers are exempted from cash handling charges for remitting cash to their SB accounts irrespective of the amount.

5. Safe Custody charges
a) Sealed Cover / Packet Rs.500/- min per cover p.a., or its multiples
b) Scrips Rs.25/- per scrip with a minimum of Rs. 250/- p.a. or part there of
c) Sealed Box
10x10x10cc Minimum Rs. 500 p.a. or its multiples
20x20x20cc Minimum Rs.1000 p.a. or its multiples
30x30x30cc Minimum Rs.1500 p.a. or its multiples
Note : The above charges are only indicative. Depending upon the size of the box/cover/packet Branch can charge higher in consultation with CO.
6. Standing instruction charges (SB / CA / OD / OCC Etc.)
a) For transfer of funds within the same branch Rs. 30/ per debit (No charges for Standing Instruction to loan / RD / Deposit Accounts of Self)
Exemptions : The above charges of Rs 30/- per transaction for transfer of fund under standing instructions within the same branch is not applicable in the following cases : 1. Guardian’s a/c to minor’s a/c. 2. Between a/cs of parents and children. 3. Between the accounts of the spouses. 4. From Co-obligant’s account to the credit of Borrower’s account
b) For transfer of funds to other branches and outside agencies Rs. 30/ per debit plus actual remittance charges + out of pocket expenses
7. LEDGER FOLIO CHARGES - CURRENT A/C / OD / OCC / KCC / PL/ KCCS
Rs.100/- per ledger page (40 entries or part thereof shall be treated as one page) shall be collected on half yearly basis ( September & March) in case of current accounts and on quarterly basis in case of operating credit limit accounts like OD / OCC / KCC / PL / KCCS etc., (i.e. all credit limits other than single transaction limits and bills / cheque limits). Number of free folios per half year (in case of current account) / per quarter in case of operative credit limits (OD / OCC etc) available are as under:
If Daily Average Credit Balance in the account is Number of folios free
Upto Rs. 50000/- NIL
Above Rs. 50000/- up to Rs. 100000/- 3 ledger page
Above Rs.100000/- up to Rs. 200000/- 5 ledger page
Above Rs.200000/- up to Rs. 500000/- 10 ledger page
Above Rs.500000/- No folio charges.
Note: For SB accounts, no folio charges.
8. Issue of duplicate Deposit Receipt Rs. 50/- per receipt
9.Issue of Call Deposit Receipt Rs. 100/-per receipt
10. Issue of Certificate for Passport – common for rural and other type of branches   Rs.100/- per certificate
11. Parcels / Post Parcels received under ISC / IBC. (Applicable both for individuals and other customers) For parcels not cleared on presentation, a charge of Rs.5/- per day should be levied from the due date of payment till clearance / payment. The minimum charge per parcel is Rs.20/-.
12. Instruments Directly received by post in unsolicited covers sent by organizations / institutions(To be collected from the beneficiary if no arrangement with the sender company) Rs. 20/- per credit / instrument (Existing guidelines apply)  
13. Deletion of deceased name, merger of companies, change in the name of companies etc (including reconstitution of accounts) No charges for individual customers.
For other than individuals: Rs. 100/- per occasion 		 
14.Change in authorised signatories of companies (CA/OD/OCC) including clubs, Co-operative Societies.   Rs. 100/- per occasion  
15.Loss of Token  
Rural branches Rs. 30/- per token  
Other branches Rs. 60/- per token  
16.Registering Power of Attorney/Operations by power of Attorney/Mandate  
SB Rs. 50/- p.a.  
CA/OD/OCC Rs. 100/- p.a.  
17. Holding Bills for collection for every quarter beyond 3 months after due date @ Additional 25% of normal collection charges. Minimum Rs. 100/- per quarter.  
@ At the request of drawer / customer and subject to other applicable conditions  

18.      Change of original instructions in respect of Outward / Inward bills for collection such as extension of time, waiver of C form etc.

Rs. 50/- per request plus Out of Pocket expenses.  

19.      Loss of locker key

 Rs. 200/- (in addition to actual break open charges).  

20.      Locker Operations

24 operations free p.a.

Rs. 20/- per operation beyond 24

Delayed remittance of rentals :

Rs. 20/- pm / fraction of a month, for the period of delay.

 

21.      FACILITIES / CONCESSIONS IN SERVICE CHARGES FOR CERTAIN CATEGORY OF CUSTOMERS

 
a). Collection of instruments favouring Physically challenged persons / blind For instruments up to Rs. 10000/-, No charges.
b). Collection of charges for scholarships amount payable to SC / ST students Waived

OTHER BASIC BANKING SERVICES

FOR INDIVIDUAL PENSIONERS / SENIOR CITIZENS, IRRESPECTIVE OF POPULATION GROUP, CHARGES AS APPLICABLE TO RURAL SHALL APPLY

Particulars OTHER THAN INDIVIDUAL INDIVIDUALS  
OTHER THAN RURAL RURAL  
  A) ISSUE OF PASS BOOK (OR STATEMENT)/ ISSUE OF BALANCE CERTIFICATE (Including Interest certificates)
  A) Issue of Pass Book/ Pass Sheets
  a) SB Accounts
  i) Pass Sheets : First set free of charges in a month for all categories
  Additional set / copies Rs. 20/- per page. Minimum Rs. 40/- per occasion Rs. 10/- per page. Minimum Rs. 30/- per occasion Rs. 10/- per page. Minimum Rs. 20/- per occasion
  ii) Computerised Pass Books : No Charges
  b) Current / OD / OCC Accounts
  Pass Sheets : First set free of charges in a month
  2nd Set / Additional set Rs. 30/- per page. Minimum Rs. 80/- per occasion Rs. 20/- per page. Minimum Rs. 60/- per occasion Rs. 20/- per page. Minimum Rs. 60/- per occasion
         
  B) ISSUE OF BALANCE CERTIFICATES / INTEREST CERTIFICATES
  a. Balance Certificates Rs.50/- per Certificate. 2 nd Copy Rs. 75/- per certificate Rs.25/- per Certificate. 2 nd Copy Rs. 40/- per certificate Rs.15/- per Certificate. 2 nd Copy Rs 30/- per certificate
  b. Interest Certificates (Interest Paid / Interest Collected Certificates) 1st Certificate : Free 2nd Copy : Rs. 75/- per certificate 1st Certificate : Free 2nd Copy : Rs. 40/- per certificate 1st Certificate : Free 2nd Copy : Rs. 30/- per certificate
 
3. ISSUE OF DUPLICATE PASS BOOK OR STATEMENT / PASS SHEET
a) Duplicate Pass Book / Pass sheet / Statement With latest entry / balance Rs. 75/- per pass book / pass sheet With latest entry / balance Rs. 50/- per pass book / pass sheet With latest entry / balance Rs. 30/- per pass book / pass sheet  
b) Additional page / sheet Rs. 40/- per additional page or part thereof. Minimum Rs. 100/- Rs. 25/- per additional page or part thereof. Minimum Rs. 50/- Rs. 10/- per additional page or part thereof. Minimum Rs. 30/-
Note : 40 entries or part thereof is treated as one page / sheet
 
4. STOP PAYMENT : (Stop payment instructions / revocation of instruction)
a) For Instructions : ( Stop payment instructions including for range of Cheques / blank cheques / cheque book lost etc).
1) SB Accounts Rs. 75/- per cheque. (Maximum Rs. 500 per occasion) Rs. 50/- per cheque. (Maximum Rs. 250 per occasion) Rs. 30/- per cheque. (Maximum Rs. 200 per occasion)  
  2) CA / OD / OCC   Rs. 200/- per cheque.(Maximum Rs. 600 per occasion)   Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)   Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)
b) Cancellation / Revocation of Instruction Rs. 30/- flat (SB / CA) Rs. 20/- flat (SB / CA) Rs. 10/- flat (SB / CA)
 
5. BALANCE ENQUIRY ( Including Inquiries for old records)
a) Inquiries up to six months :
SB / CA / OD (All type of Accounts) Free of Charge Free of Charge Free of Charge
b) Entries above 6 months up to 1 yr old :
i) Savings Bank Accounts :   Rs. 75/- per entry. Rs. 50/- per entry. Rs. 25/- per entry.
ii) Current Account / OD / OCC A/cs Rs. 150/- per entry. Rs. 100/- per entry. Rs. 50/- per entry.
iii) Other type of accounts : Same as applicable to SB Same as applicable to SB Same as applicable to SB
Note: For entries above one year old, Branch manger has discretion to levy extra charges to (b) above, based on time spent / work involved. Copies of documents / cheques etc at customer's cost.
6. ACCOUNT CLOSURE : (Closure of SB / CA before one year) -
a) SB Accounts -      
i ) With Cheque Book facility Rs. 150/- per account Rs. 100/- per account Rs. 50/- per account
ii) Without Cheque Book facility Rs. 100/- per account Rs. 50/- per account Rs. 25/- per account
b) Current Accounts Rs. 750/- per account Rs. 500/- per account Rs. 150/- per account
Exemptions :: 1) Transfer from branch to branch. 2) Opening another account in joint names. 3) Death of the account holder
 
7. SIGNATURE VERIFICATION :
  Signature Verification including attestation of customer's signature / photos     Rs. 100/- per attestation / case.   Rs. 50/- per attestation / case.   Rs. 30/- per attestation / case..
 
8.A DEMAND DRAFT REVALIDATION : (both for local and outstation)
Revalidation of DD / Local DD Rs. 75/- flat per DD Rs. 50/- flat per DD Rs. 25/- flat per DD


8.B DEMAND DRAFT DUPLICATE ISSUANCE (both for local and outstation)
Issue of Duplicate DD Rs. 100/- per DD, upto Rs. 10000/- Rs. 75/- per DD, upto Rs. 10000/- Rs. 50/- per DD, upto Rs. 10000/-
- For DDs above Rs. 10000/- 50% of applicable commission subject to minimum of Rs. 100/- per DD 50% of applicable commission subject to minimum of Rs. 75/- per DD 50% of applicable commission subject to minimum of Rs. 50/- per DD
9. Collection of Dividend / Interest Warrants / Refund Orders for Individuals – Concession
Concession to individual customers No concession If value of instrument is up to Rs. 500/-, No charges. Only OPE + Postage If value of instrument is up to Rs. 500/-, No charges. Only OPE + Postage
For instruments above Rs. 500/- Normal Collection charges

TARIFF STRUCTURE FOR AWB / CBS CHARGES.

i) INTRACITY TRANSACTIONS (Branches located in the same centre)

Type of Transaction Revised charges for AWB / CBS branches
a) Remittance of Cash SB Accounts Free
CA / OD / OCC Accounts
Up to Rs. 25000/- perday		 No Charges
Above Rs. 25000/- Re. 1/- per Rs. 1000/- or part thereof
Minimum Rs. 25/-
Maximum Rs. 5000/-

Type of Transaction Revised charges for AWB / CBS branches

b) Cash withdrawal Free
c) Funds transfer Free
d) Clearing Free
e) Issue of DDs Normal DD charges


ii) INTERCITY TRANSACTIONS : (Outstation Branches)

Type of Transaction Revised charges for AWB / CBS branches

a) Remittance of Cash SB Accounts Free
CA / OD / OCC Accounts
Up to Rs. 25000/- per day		 No Charges
Above Rs. 25000/- Re. 1/- per Rs. 1000/- or part thereof
Minimum Rs. 25/-
Maximum Rs. 12000/-
b) Cash withdrawal SB Accounts Free
CA / OD / OCC Accounts
Up to Rs. 25000/- per day		 No Charges
Above Rs. 25000/- Re. 1/- per Rs. 1000/- or part thereof Minimum Rs. 25/-


Type of Transaction

 Revised charges for AWB / CBS branches
c) Funds Transfer
For all types of accounts
( SB / CA / OD / CC ) 		Up to Rs. 1,00,000/-
Rs. 1,00,001/- to Rs. 5,00,000/-
Rs. 5,00,001/- and above 		Rs. 5/- per transaction
Rs. 25/- per transaction

Rs. 50/- per transaction
d) Deposit of cheques at drawee centers All Accounts Charges applicable to OSCs
may be collected as under :
Up to Rs. 10,000/-
Rs. 10,001/- to Rs. 1,00,000/-
Rs. 1,00,001/- and above 		Rs. 50/- per instrument
Rs. 100/- per instrument
Rs. 150/- per instrument
e) Issue of DDs Normal DD charges
f) OSC Up to Rs. 10,000/-
Rs. 10,001/- to Rs. 1,00,000/-
Rs. 1,00,001 and above 		Rs. 50/- per instrument
Rs. 100/- per instrument
Rs. 150/- per instrument

NOTE : The above Osc charges are per instrument fixed tariffs and all inclusive charges applicable to both individual and other than individual customers irrespective of the population group. No additional charges such as courier charges, out of pocket expenses etc., should be collected from the customers.


POSTAL TARIFF / OUT OF POCKET EXPENSES


Postal Tariff should be collected in all cases wherever applicable, including where at par facilities are granted, as follows:


a) Ordinary Post Actual – Minimum Rs. 10/- per envelope
b) Regd / Courier Actual – Minimum Rs. 30/- per envelope

c) Telegram / Fax / Telephone $ $ Only at the request of customer

Actual – Minimum Rs. 50/- per message

Note :: 1) Postages / Out of Pocket expenses are in addition to service charges applicable. 2) If two or more instruments favouring a single party are sent to the same branch / office of a bank together, in common single cover by post, in such cases postal tariff mentioned above as applicable to single cover / instrument may be collected. 3) If a single instrument is collected and credited to number of accounts actual / minimum postage may be shared amongst beneficiaries subject to minimum of Re.1/- per credit / customer.


Note 1) :: SERVICE TAX PLUS CESS THEREON SHALL BE COLLECTED IN ADDITION, WHEREVER APPLICABLE, AS PER CIRCULARS / COMMUNICATIONS ISSUED BY ET & T SECTION, FINANCIAL MANAGEMENT WING, HO.

Note 2) :: CHARGES ARE TO BE COLLECTED INVARIABLY FOR INDIVIDUALS & OTHER CUSTOMERS AND BOTH BY RURAL & OTHER BRANCHES UNLESS SPECIFICALLY MENTIONED.

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CASH WITHDRAWAL IN OTHER BANK ATMs : As per the advice / directions of IBA, five free cash transactions per month is allowed in other bank ATMs for Savings Bank Customers w.e.f. 15th Oct 2009. Also, the maximum withdrawal limit per transaction is Rs.10,000/-. || Notice to existing customers and new customers on KYC compliance. Click Here

  
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