1. Lockers
| Type of Locker |
Population group wise Base Rate Rupees per annum |
| Type |
Locker Size in inches |
Metro |
Urban |
Semi-Urban |
Rural |
| A |
5 x 6 x 21 |
700 |
600 |
550 |
550 |
| B |
6 x 7 x 21 |
800 |
700 |
600 |
600 |
| C |
5 x 13 x 21 |
900 |
800 |
700 |
700 |
| D |
7 x 9 x 21 |
900 |
800 |
700 |
700 |
| H - 1 |
13 x 7 x 21 |
1200 |
1200 |
1100 |
1100 |
| E |
6 x 16 x 21 |
1300 |
1200 |
1100 |
1100 |
| F |
11 x 13 x 21 |
1900 |
1750 |
1500 |
1500 |
| G |
7 x 20 x 21 |
2200 |
2000 |
1800 |
1800 |
| H |
12 x 16 x 21 |
2800 |
2500 |
2000 |
2000 |
| L |
16 x 20 x 21 |
3500 |
3000 |
2500 |
2500 |
* The above are base rates and may vary
from place to place. The rent indicated are per annum rates.
|
| 1. ATM |
Membership fee |
NIL |
| Annual Fee |
NIL |
| Renewal Charges |
NIL |
| Late Payment Charges |
NIL |
| Interest Charges |
NIL |
| Replacement Charges |
ATM cum Debit Card Rs.50/- |
| Transaction Charges for Partner banks |
NIL |
| Transaction Charge for Non-Partner banks |
Rs. 50/- |
| S/No |
Fees / Charges |
Canara Visa Classic/ Master Card Standard Cards |
Canara Visa /Master Card Gold Cards
|
CanaraVisa Corporate Cards
|
| 1 |
Entrance Fees |
Nil |
Nil |
Rs. 250 |
| 2 |
Annual Fees |
Nil |
Nil |
Rs. 400 |
| 3 |
Add on Cardm (card inactivity fees *) |
Rs. 300 |
Rs.750 |
Nil |
| 4 |
Card inactivity fees * (Main Card) |
Rs. 400 |
Rs. 750 |
Nil |
| 5 |
Service charges on outstanding balances |
2.5% p.m. (30% p.a.) from the due date |
| 6 |
Cash withdrawal charges |
Rs. 30 per thousand or part thereof |
| 7 |
Hot listing charges |
Rs. 150.00 |
| |
Other charges |
|
| 8 |
Mark up in case of transaction in foreign currency |
Upto 3% of the amount |
| 9 |
Duplicate Statement |
Rs. 10 per page |
| 10 |
Cheque dishonour charges or unsuccessful payment instructions |
Rs. 50 per occasion |
| 11 |
Copy of the Charge slip |
Domestic transaction Rs. 100/- International transaction USD 10 or equivalent |
| 12 |
Original Charge Slip if processed by our Bank |
USD 2 or equivalent
|
| Procured from other Bank |
USD 6 or equivalent |
| 13 |
Collection charges for outstation cheques |
Rs. 100 per instrument + other bank charges if any |
| 14 |
Charges in respect of notices / reminders sent to cardholders having overdues. |
Rs. 50/- per notice |
15 |
Delayed payment beyond due date |
|
| For cards with revolving credit facility |
2% of the amount with minimum of Rs. 10.00 and maximum of Rs. 150.00 |
| Non revolver cards |
2% of the amount with minimum of Rs. 20.00 and maximum of Rs. 300.00 |
| 16 |
Return of FTV - First Return |
Rs. 100.00 |
| |
Each subsequent return |
Rs. 300.00 |
* Card
inactivity fee is applicable only if the Card turnover during a Card year (a
period of one year from the date of issuance of card) is less than Rs. 12000/-
for Visa Classic / Master Card Standard and less than Rs. 25000 for Visa /
MasterCard Gold.
** For all Cards issued on or after 01.09.2008, No annual, entrance, inactivity fees
is applicable for the next five years.
| S/No |
Fees / Charges |
| 1 |
Entrance Fees |
Nil |
| 2 |
Annual Fees |
Nil |
| 3 |
Cash withdrawal charges |
No charges for using our ATM . Use at other Banks ATM – as levied by the respective Bank |
| 4 |
Hot listing charges |
Rs. 150.00 |
| |
Other charges |
|
| 5 |
Mark up in case of transaction in foreign currency |
Upto 3% of the amount |
| 6 |
Copy of the Charge slip |
Domestic transaction Rs. 100/- International transaction USD 10 or equivalent |
| 7 |
Original Charge Slip if processed by our Bank |
USD 2 or equivalent |
| Procured from other Bank |
USD 6 or equivalent |
| DEMAND DRAFT / TT/ PAY ORDER / LOCAL DD / BANKERS' CHEQUE |
Amount ranging From - To |
OTHER THAN INDIVIDUAL |
INDIVIDUALS |
| OTHER THAN RURAL |
RURAL |
| Upto and inclusive of Rs. 1000/- |
Rs. 30/- |
Rs. 25/- |
Rs. 20/- |
| Above Rs.1000/- upto Rs. 10000/- |
Rs. 50/- |
Rs. 40/- |
Rs. 30/- |
| Above Rs. 10000/- |
Rs. 3.50 per Rs. 1000/- or part thereof minimum of Rs. 50/- Maximum Rs. 12000/- per DD |
Rs. 3.25 per Rs. 1000/- or part thereof minimum of Rs. 40/- Maximum Rs. 12000/- per DD |
Rs. 3/-per Rs. 1000/- or part thereof minimum of Rs.30/- Maximum Rs. 10000/- per DD |
Note: 1. For TTs, in addition to DD charges as above, actual OPEs / telegram
charges subject to a minimum of Rs. 50/- shall be collected. 2. For multiple DDs issued in lieu of single DD, commission as applicable
for the aggregate amount alone shall be collected.
| Upto and inclusive of Rs. 1000/- |
Rs. 30/- |
Rs. 25/- |
Rs. 20/- |
| Above Rs.1000/- upto Rs. 10000/- |
Rs. 40/- |
Rs. 35/- |
Rs. 30/- |
Above Rs. 10000/- Upto Rs. 1.00 lakh |
Rs. 3/- per Rs. 1000/- or part thereof minimum of Rs. 40/- |
Rs. 2.75 per Rs. 1000/- or part thereof minimum of Rs. 35/- |
Rs. 2.50 per Rs. 1000/- or part thereof minimum of Rs.30/- |
| Above Rs. 1 lakh |
Rs. 2.00 per Rs. 1000/- or part thereof with minimum of Rs. 300/- Maximum Rs. 10000/- per DD |
Rs. 1.75 per Rs. 1000/- or part thereof with minimum of Rs. 275/- Maximum Rs. 10000/- per DD
|
Re. 1.50 per Rs. 1000/- or part thereof with minimum of Rs. 250/- Maximum Rs. 7500/- per DD |
| (applicable to all branches rural and other than rural, individuals and non individuals) |
Up to Rs. 1000/- no additional charges. Above Rs. 1000/- additional charges at 20% (extra) on applicable charges, rounded off to next Re. For denominations below Rs. 100/- 50% extra on normal charges. |
Note :
i) The above charges for remittance against tender of cash are only indicative rates. However, the bank has the discretion to levy higher rates depending on the circumstances, subject to maximum of 200% of applicable normal charges.
ii)For retirement of bills against tender of cash, additional charges of Rs. 100/- flat per bill shall be collected in addition to bills collection charges.
| Up to Rs. 10 lakh |
Rs. 100/- per DD |
Rs. 75/- per DD |
Rs. 50/- per DD |
| Above Rs. 10 lakh (other than Local) |
Rs. 1000/- per DD |
Rs. 750/- per DD |
Rs. 500/- per DD |
Note : For DDs cancelled, charges may be recovered to the extent of their value, if the amount is less than or equal to Rs. 100/75/50 as the case may be
| Up to Rs. 10000/- |
Rs. 50/- per instrument |
| Rs.10,001/- to Rs. 1,00,000/- |
Rs. 100/- per instrument |
| Rs. 1,00,001 and above |
Rs. 150/- per instrument |
NOTE :
1.The above charges are per instrument fixed tariffs and all inclusive charges applicable to both individual and other than individual customers irrespective of the population group. No additional charges such as courier charges, out of pocket expenses etc., should be collected from the customers.
2. For instruments directly sent to other Public Sector Banks/RRBs sponsored by our Bank/Private Sector Banks/Foreign Banks/Co-operative Banks/RRBs sponsored by other Banks/any other Bank, for want of our branch at the drawee centre, commission as mentioned above will be shared on 50:50 basis.
3. Service tax levied may be collected from the customers in addition to the prescribed charges.
| 6. NEFT Money transfer |
Inward = NIL |
Outward : Upto Rs 1 lac- Rs 5/- per transaction Above Rs 1 lac –Rs 25/- per transaction |
| 7. RTGS Money transfer |
Inward = NIL |
Outward : Rs 1 lac to Rs 5 lac- Rs 25/- per transaction Above Rs 5lac - Rs 50/- per transaction |
| SFMS (IFN 100) |
Inward = NIL |
Outward Rs 1/- per Rs 1000/- or part there of subject to a minimum of Rs20/- and a maximum of rs 2000/-. |
| ECS |
Credit/Debit = NIL |
|
Immediate Credit of outstation cheques upto Rs.15000/-
(i) In the case of outstation cheques, our usual commission along with postage charges should be collected at the time of instant credit to the account.
(ii) In the case of local cheques, applicable commission is Rs.10/- per cheque
|
PARTI CULARS |
Outward Returns |
Inward Returns |
Return of Outward Instruments
( Outward Local Cheques / instruments including Local Clearing Cheques / LOSCs etc., lodged by customers for collection and returned to us by other Banks / Branches ) – collected as handling charges. |
Return of Inward Instruments (Inward Local Cheques / instruments received for payment but returned to other Banks / Branches) Only in case of the cheque / instruments being returned for want of funds/similar reasons (to be debited from our drawer customer's a/c) |
OTHER THAN INDIVI DUAL
|
INDIVIDUALS |
OTHER THAN
INDIVI DUAL |
INDIVIDUALS |
| OTHER THAN RURAL |
RURAL |
OTHER THAN RURAL |
RURAL |
| For Savings Accounts |
Rs.75/- per cheque / instrument |
Rs. 75/- per cheque / instrument |
Rs. 25/- per cheque / instrument |
Rs.100/- per
cheque
/ instrument |
Rs. 75/- per cheque /instrument |
Rs. 50/- per cheque / instrument |
| For Current, OD / OCC Accounts |
Rs. 100/- per cheque / instrument |
Rs. 75/- per cheque / instrument |
Rs. 50/- per cheque / instrument |
Upto Rs.1 lac |
Rs.150/- |
Rs.100/- |
Rs.80/- |
| >1 lac to 1 crore |
Rs.200/- |
Rs.150/- |
Rs.100/- |
| >1 crore |
Rs.500/- |
Rs.300/- |
Rs.200/- |
|
Both for SB & CA / OD / OCC |
Outward returns |
Inward returns |
| Return of Outward Instruments (Outward Outstation Cheques / Instruments including OSCs lodged by customers for collection and returned to us by other Banks / Branches |
Return of Inward Instruments (Inward Outstation Cheques / Instruments received for payment but returned to other Banks / Branches) |
| OTHER THAN INDIVIDUAL |
INDIVIDUALS |
OTHER THAN INDIVIDUAL |
INDIVIDUALS |
| OTHER THAN RURAL |
RURAL |
OTHER THAN RURAL |
RURAL |
For Cheques / Instruments Returned Unpaid :
UPTO Rs.10,000/- Rs.25/-
Rs.10001 to Rs.100,000/- Rs.50/-
Rs.1 lakh & above Rs. 75/-
(Charges include commission, postage, OPE etc but applicable service tax is to be collected separately)
For Bills returned Unpaid : 50% of applicable collection charges, with a minimum of Rs. 100/- + Postage |
For Cheques / Instruments Returned Unpaid :
UPTO Rs.10,000/- Rs.25/-
Rs.10001 to Rs.100,000/- Rs.50/-
Rs.1 lakh & above Rs. 75/-
(Charges include commission, postage, OPE etc but applicable service tax is to be collected separately)
For Bills returned Unpaid : 50% of applicable collection charges, with a minimum of Rs. 100/- + Postage |
| Particulars |
OTHER THAN INDIVIDUAL |
INDIVIDUALS |
| OTHER THAN RURAL |
RURAL |
| i) Where MICR is operational MICR Cheques |
Rs. 2.50 per cheque leaf |
Rs. 2.50 per cheque leaf |
Rs. 2.00 per cheque leaf |
| ii) Where MICR is not operational – MICR cheques |
Rs. 1.50 per cheque leaf |
Rs. 1.50 per cheque leaf |
Rs. 1.00 per cheque leaf |
| - Non MICR Cheques |
Rs. 1.50 per cheque leaf |
Rs. 1.50 per cheque leaf |
Rs. 1.00 per cheque leaf |
| Free Cheque leaves for SB Account in a calendar year |
40 leaves free |
40 leaves free |
60 leave free |
Note : 1) The MICR / Non-MICR cheques charges for SB accounts are levied only for the additional leaves issued in excess of the free entitlement.
2) No concession in case of Current Accounts of Govt / Govt departments, Religious / Welfare / Charitable institutions etc. and SB Accounts other than individuals such as HUF, Associations, Societies, Clubs, Schools etc.
| 10. No Due Certificate |
OTHER THAN INDIVIDUAL |
INDIVIDUALS |
| OTHER THAN RURAL |
RURAL |
| Issue of No Due Certificate |
Rs. 100/- per certificate |
Rs. 50/- per certificate |
Rs. 30/- per certificate
|
| For Individuals : Concessional tariff of Rs. 10/- for Agriculture and Priority Sector Advances. No charges for Govt Sponsored Schemes. |
|
CLICK HERE TO VIEW SCHEDULE OF CHARGES FOR FOREIGN EXCHANGE TRANSACTIONS
CANARA SARAL SB A/c
| CANARA SARAL SB A/c - No frills A/c |
Minimum balance Charges for non maintenance thereof |
NIL NIL |
SAVINGS BANK ACCOUNTS
Charges for non-maintenance of Minimum Balance
(applicable for both Operative and In-operative accounts) :
When the balance falls below the applicable minimum for the respective branch / account category :
|
Flat Charge of Rs. 20/- per month ( to be collected once in a month on last working day) |
Issue of Loose Cheque leaves :
|
NIL
|
Mode of calculation of Minimum balance :Charges for non-maintenance of minimum balance on any day / any number of days during the
month |
Note : For Senior Citizens (60 years and above), charges for non-maintenance of minimum balance in SB account is waived.
Current Accounts :
Charges for non-maintenance of Minimum Balance (applicable for both Operative and In-operative accounts) :
When the balance falls below the applicable minimum for the respective
branch / account category :
|
Rs. 50/- per day.
Maximum Rs. 250/- per calendar month ( to be collected once in a month
on last working day). |
| i ) In-operative SB Accounts |
a. If balance in the account is above the applicable minimum (for particular branch category, for without cheque book slab),
No charge. |
| b. If balance is below applicable minimum, service charge of Rs. 30/- or available balance whichever is lower, is to be collected half yearly (for inoperative accounts
other than unclaimed deposits). |
| ii ) In-operative Current Accounts |
a. If balance in the account is above the applicable minimum (for particular branch category), No
charge. |
| b. If balance is below applicable minimum, service charge of Rs. 50/- or available balance whichever
is lower, is to be collected half yearly (for inoperative accounts other than unclaimed deposits). |
| Note : Service charges for in-operative SB / Current Accounts to be collected on half-yearly basis are
in addition to the charges for non-maintenance of minimum balance (to be levied monthly) |
OUTWARD / INWARD COLLECTION OF BILLS :(Clean, Documentary, Demand / Usance including supply bills)
| Upto Rs. 10000/- |
Rs. 100.00 |
| Above Rs.10,000/- up to Rs.10.00 lakh |
Rs. 8/- per Rs. 1,000/- or part there of with a minimum of Rs. 100/- |
| Above Rs.10.00 lakhs |
Rs. 7/- per Rs. 1,000/- or part thereof with a minimum of Rs. 8000/- and maximum of Rs. 15000/- |
| For Bills / Cheques returned unpaid, the following charges will be levied: |
Charges |
| Local Bills |
As given in para 8. A. under Cheque Return charges |
| Outstation Bills |
As given in para 8. B. under Dishonour of outstation cheques. |
|
RETAIL LOAN
| 01 |
Housing Loan |
0.5% |
500.00 |
10000.00 |
| 02 |
Home Improvement Loan |
0.5% |
500.00 |
10000.00 |
| 03 |
Canara Mobile (four wheelers) |
0.1% |
250.00 |
500.00 |
| 04 |
Canara Mobile (two wheelers) |
0.1% |
100.00 |
250.00 |
| 05 |
Canara Budget |
0.5% |
100.00 |
500.00 |
| 06 |
Canara Rent |
0.5% |
NA |
NA |
| 07 |
Canara Mortgage |
0.5% |
NA |
NA |
| 08 |
Canara Trade/Trader’s Scheme |
Workg Capital – Rs.100/- per lac (Max Rs 1 lac) Term Loan – 1% of the loan amt (No Max) |
| 09 |
Canara Cash |
0.1% |
100.00 |
250.00 |
| 10 |
Teachers’ Loan |
1% |
50.00 |
NA |
| 11 |
Swarna Loan |
1% |
50.00 |
500.00 |
| 12 |
Canara Site |
As applicable to Housing Loan Scheme |
| 13 |
Canara Pension |
No Processing Charges |
| 14 |
Doctors’ Choice |
Up to Rs. 25000/- - NIL
–Above Rs. 25000/- Working Capital – 0.1% of the loan amount with a minimum of Rs. 250/-. Term Loan – 1% of the loan amount |
| RETAIL LOAN |
Prepayment Charges Solvency Certificate |
2% on the outstanding liability in case of take over of the loan by other bank / FI Commission on solvency certificate shall be at the rate of 0.10% with a minimum of Rs. 500/- and maximum of Rs. 10000/- per certificate. |
| |
Charges for late payment of EMI |
NIL - only penal interest collected. |
4. CASH HANDLING CHARGES
FOR CASH REMITTANCE TO CA / OD / OCC ACCOUNTS
No charges for cash remittances of up to Rupees One Lakh per day per account.
For cash deposits above Rs. 100000/-, cash handling charges @ Re. 1/- per Rs. 1000/- or part thereof shall be collected, subject to a minimum of Rs. 100/- and a maximum of Rs. 2500/- per transaction.
Cash handling charges shall be collected from customers for remitting cash to the credit of their CA / OD / OCC accounts, at the base branch only.
The charges are uniformly applicable to all branches.
If a customer makes two or more remittances of cash in a day, cash handling charges shall be collected, if the total remittance during the day exceeds the exempted limit of Rupees One Lakh.
Customers are exempted from cash handling charges for remitting cash to their SB accounts irrespective of the amount.
| a) Sealed Cover / Packet |
Rs.500/- min per cover p.a., or its multiples |
| b) Scrips |
Rs.25/- per scrip with a minimum of Rs. 250/- p.a. or part there of |
| c) Sealed Box |
| 10x10x10cc |
Minimum Rs. 500 p.a. or its multiples |
| 20x20x20cc |
Minimum Rs.1000 p.a. or its multiples |
| 30x30x30cc |
Minimum Rs.1500 p.a. or its multiples |
| Note : The above charges are only indicative. Depending upon the size of the box/cover/packet Branch can charge higher in
consultation with CO.
|
| a) For transfer of funds within the same branch |
Rs. 30/ per debit (No charges for Standing Instruction to loan / RD / Deposit Accounts of Self) |
| Exemptions : The above charges of Rs 30/- per transaction for transfer of fund under standing instructions within the same branch is not applicable in the following cases : 1. Guardian’s a/c to minor’s a/c. 2. Between a/cs of parents and children. 3. Between the accounts of the spouses. 4. From Co-obligant’s
account to the credit of Borrower’s account
|
| b) For transfer of funds to other branches and outside agencies |
Rs. 30/ per debit plus actual remittance charges + out of pocket expenses |
| Rs.100/- per ledger page (40 entries or part thereof shall be treated as one page) shall be collected on half yearly basis ( September & March) in case of current accounts and on quarterly basis in case of operating credit limit accounts like OD / OCC / KCC / PL / KCCS etc., (i.e. all credit limits other than single transaction limits and bills / cheque limits). Number of free folios per half year (in case of current account) / per quarter in case of operative
credit limits (OD / OCC etc) available are as under: |
| If Daily Average Credit Balance in the account is |
Number of folios free |
| Upto Rs. 50000/- |
NIL |
| Above Rs. 50000/- up to Rs. 100000/- |
3 ledger page |
| Above Rs.100000/- up to Rs. 200000/- |
5 ledger page |
| Above Rs.200000/- up to Rs. 500000/- |
10 ledger page |
| Above Rs.500000/- |
No folio charges. |
| Note: For SB accounts, no folio charges. |
| 8. Issue of duplicate Deposit Receipt |
Rs. 50/- per receipt |
| 9.Issue of Call Deposit Receipt |
Rs. 100/-per receipt |
| 10. Issue of Certificate for Passport – common for rural and other type of branches |
Rs.100/- per certificate |
| 11. Parcels / Post Parcels received under ISC / IBC. (Applicable both for individuals and other customers) |
For parcels not cleared on presentation, a charge of Rs.5/- per day should be levied from the due date of payment till clearance / payment. The
minimum charge per parcel is Rs.20/-.
|
| 12. Instruments Directly received by post in unsolicited covers sent by organizations / institutions(To be collected from the beneficiary if no arrangement
with the sender company) |
Rs. 20/- per credit / instrument (Existing guidelines apply) |
|
| 13. Deletion of deceased name, merger of companies, change in the name of companies etc (including reconstitution of accounts) |
No charges for individual customers. For other than individuals: Rs. 100/- per occasion |
|
| 14.Change in authorised signatories of companies (CA/OD/OCC) including clubs, Co-operative Societies. |
Rs. 100/- per occasion |
|
| 15.Loss of Token |
|
| Rural branches |
Rs. 30/- per token |
|
| Other branches |
Rs. 60/- per token |
|
| 16.Registering Power of Attorney/Operations by power of Attorney/Mandate |
|
| SB |
Rs. 50/- p.a. |
|
| CA/OD/OCC |
Rs. 100/- p.a. |
|
|
17. Holding Bills for collection for every quarter beyond 3 months after
due date @
|
Additional 25% of normal collection charges. Minimum Rs. 100/- per quarter. |
|
| @ At the request of drawer / customer and subject to other applicable conditions |
|
|
18.
Change of original instructions in respect of Outward / Inward bills
for collection such as extension of time, waiver of C form etc.
|
Rs. 50/- per request plus Out of Pocket expenses. |
|
|
19.
Loss of locker key
|
Rs. 200/- (in addition to actual break open charges).
|
|
|
20.
Locker Operations
|
24 operations free p.a.
Rs. 20/- per operation beyond 24
Delayed remittance of rentals :
Rs. 20/- pm / fraction of a month, for the period of delay.
|
|
|
21.
FACILITIES / CONCESSIONS IN
SERVICE CHARGES FOR CERTAIN CATEGORY OF
CUSTOMERS
|
|
| a). Collection of instruments favouring Physically challenged persons / blind |
For instruments up to Rs. 10000/-, No charges. |
| b). Collection of charges for scholarships amount payable to SC / ST students |
Waived |
|
OTHER BASIC BANKING SERVICES
FOR INDIVIDUAL PENSIONERS / SENIOR CITIZENS, IRRESPECTIVE OF
POPULATION GROUP, CHARGES AS APPLICABLE TO RURAL SHALL APPLY
| Particulars |
OTHER THAN INDIVIDUAL |
INDIVIDUALS |
|
| OTHER THAN RURAL |
RURAL |
|
| |
A) ISSUE OF PASS BOOK (OR STATEMENT)/ ISSUE OF BALANCE CERTIFICATE (Including Interest certificates) |
| |
A) Issue of Pass Book/ Pass Sheets |
| |
a) SB Accounts |
| |
i) Pass Sheets : First set free of charges in a month for all categories |
| |
Additional set / copies |
Rs. 20/- per page. Minimum Rs. 40/- per occasion |
Rs. 10/- per page. Minimum Rs. 30/- per occasion |
Rs. 10/- per page. Minimum Rs. 20/- per occasion |
| |
ii) Computerised Pass Books : No Charges |
| |
b) Current / OD / OCC Accounts |
| |
Pass Sheets : First set free of charges in a month |
| |
2nd Set / Additional set |
Rs. 30/- per page. Minimum Rs. 80/- per occasion |
Rs. 20/- per page. Minimum Rs. 60/- per occasion |
Rs. 20/- per page. Minimum Rs. 60/- per occasion |
| |
|
|
|
|
| |
B) ISSUE OF BALANCE CERTIFICATES / INTEREST CERTIFICATES |
| |
a. Balance Certificates |
Rs.50/- per Certificate. 2 nd Copy Rs. 75/- per certificate |
Rs.25/- per Certificate. 2 nd Copy Rs. 40/- per certificate |
Rs.15/- per Certificate. 2 nd Copy Rs 30/- per certificate |
| |
b. Interest Certificates (Interest Paid / Interest Collected Certificates) |
1st Certificate : Free 2nd Copy : Rs. 75/- per certificate |
1st Certificate : Free 2nd Copy : Rs. 40/- per certificate |
1st Certificate : Free 2nd Copy : Rs. 30/- per certificate |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
a) Duplicate Pass Book /
Pass sheet / Statement
|
With latest entry / balance
Rs. 75/- per pass book / pass sheet
|
With latest entry / balance
Rs. 50/- per pass book / pass sheet
|
With latest entry / balance
Rs. 30/- per pass book / pass sheet
|
|
b) Additional page / sheet
|
Rs. 40/- per additional page or part thereof. Minimum
Rs. 100/-
|
Rs. 25/- per additional page or part thereof. Minimum
Rs. 50/-
|
Rs. 10/- per additional page or part thereof. Minimum
Rs. 30/-
|
|
Note : 40 entries or part thereof is treated as one page
/ sheet
|
|
|
|
|
a) For Instructions : ( Stop payment instructions
including for range of Cheques / blank cheques / cheque book lost etc).
|
|
1) SB Accounts
|
Rs. 75/- per cheque. (Maximum Rs. 500 per occasion)
|
Rs. 50/- per cheque. (Maximum Rs. 250 per occasion)
|
Rs. 30/- per cheque. (Maximum Rs. 200 per occasion)
|
|
2) CA / OD / OCC
|
Rs. 200/- per cheque.(Maximum Rs. 600 per occasion)
|
Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)
|
Rs. 100/- per cheque. (Maximum
Rs. 500 per occasion)
|
|
b) Cancellation /
Revocation of Instruction
|
Rs. 30/- flat (SB / CA)
|
Rs. 20/- flat (SB / CA)
|
Rs. 10/- flat (SB / CA)
|
|
|
|
|
a) Inquiries up to six months :
|
|
SB / CA / OD
(All type of Accounts)
|
Free of Charge
|
Free of Charge
|
Free of Charge
|
|
b) Entries above 6 months up to 1 yr old :
|
|
i) Savings Bank Accounts :
|
Rs. 75/- per entry.
|
Rs. 50/- per entry.
|
Rs. 25/- per entry.
|
|
ii) Current Account / OD
/ OCC A/cs
|
Rs. 150/- per entry.
|
Rs. 100/- per entry.
|
Rs. 50/- per entry.
|
|
iii) Other type of accounts :
|
Same as applicable
to SB
|
Same as applicable
to SB
|
Same as applicable
to SB
|
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Note: For entries above one year old, Branch manger has discretion to
levy extra charges to (b) above, based on time spent / work involved.
Copies of documents / cheques etc at customer's cost.
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a) SB Accounts -
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i ) With Cheque Book facility
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Rs. 150/- per account
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Rs. 100/- per account
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Rs. 50/- per account
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ii) Without Cheque Book facility
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Rs. 100/- per account
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Rs. 50/- per account
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Rs. 25/- per account
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b) Current Accounts
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Rs. 750/- per account
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Rs. 500/- per account
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Rs. 150/- per account
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Exemptions :: 1) Transfer from branch to branch. 2) Opening another
account in joint names.
3) Death of the account holder
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Signature Verification including attestation of customer's signature /
photos
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Rs. 100/- per attestation / case.
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Rs. 50/- per attestation / case.
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Rs. 30/- per attestation / case..
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| Revalidation of DD / Local DD |
Rs. 75/- flat per DD |
Rs. 50/- flat per DD |
Rs. 25/- flat per DD |
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Issue of Duplicate DD
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Rs. 100/- per DD, upto Rs. 10000/-
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Rs. 75/- per DD, upto Rs. 10000/-
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Rs. 50/- per DD, upto Rs. 10000/-
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- For DDs above Rs. 10000/-
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50% of applicable commission subject to minimum
of Rs. 100/- per DD
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50% of applicable commission subject to minimum
of Rs. 75/- per DD
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50% of applicable commission subject to minimum
of Rs. 50/- per DD
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9. Collection of Dividend / Interest
Warrants / Refund Orders for Individuals – Concession
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Concession to individual customers
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No concession
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If value of instrument is up to Rs. 500/-, No
charges. Only OPE + Postage
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If value of instrument is up to Rs. 500/-, No
charges. Only OPE + Postage
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For instruments above Rs. 500/- Normal
Collection charges
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TARIFF STRUCTURE FOR AWB / CBS CHARGES.
| a) Remittance of Cash |
SB Accounts |
Free |
CA / OD / OCC Accounts Up to Rs. 25000/- perday |
No Charges |
| Above Rs. 25000/- |
Re. 1/- per Rs. 1000/- or part thereof Minimum Rs. 25/- Maximum Rs. 5000/-
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c)
Funds transfer
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Free
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d)
Clearing
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Free
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e)
Issue of DDs
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Normal
DD charges
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| a) Remittance of Cash |
SB Accounts |
Free |
CA / OD / OCC Accounts Up to Rs. 25000/- per day |
No Charges |
| Above Rs. 25000/- |
Re. 1/- per Rs. 1000/-
or part thereof Minimum Rs. 25/- Maximum
Rs. 12000/- |
| b) Cash withdrawal |
SB Accounts |
Free |
CA / OD / OCC Accounts
Up to Rs. 25000/- per day |
No Charges |
| Above Rs. 25000/- |
Re. 1/- per Rs. 1000/-
or part thereof Minimum Rs. 25/-
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c)
Funds Transfer
For all types of
accounts (
SB / CA / OD / CC ) |
Up to Rs. 1,00,000/-
Rs. 1,00,001/- to
Rs. 5,00,000/-
Rs.
5,00,001/- and above |
Rs. 5/- per transaction
Rs. 25/- per
transaction
Rs.
50/- per transaction |
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d)
Deposit of cheques at drawee centers |
All
Accounts |
Charges applicable to OSCs may be collected as under :
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Up to Rs. 10,000/-
Rs. 10,001/- to Rs. 1,00,000/-
Rs. 1,00,001/- and above
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Rs. 50/- per instrument
Rs. 100/- per instrument
Rs. 150/- per instrument
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e)
Issue of DDs |
Normal
DD charges |
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f)
OSC |
Up to Rs. 10,000/-
Rs. 10,001/- to Rs.
1,00,000/-
Rs.
1,00,001 and above |
Rs. 50/- per instrument
Rs. 100/- per
instrument
Rs.
150/- per instrument |
NOTE :
The above Osc charges are per instrument fixed tariffs and all
inclusive charges applicable to both individual and other than
individual customers irrespective of the population group. No
additional charges such as courier charges, out of pocket expenses
etc., should be collected from the customers.
POSTAL
TARIFF / OUT OF POCKET EXPENSES
Postal Tariff should be collected in all cases wherever
applicable, including where at par facilities are granted, as
follows:
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b) Regd / Courier
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Actual –
Minimum Rs. 30/- per envelope
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c) Telegram / Fax / Telephone $
$ Only at the
request of customer
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Actual –
Minimum Rs. 50/- per message
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Note
:: 1) Postages / Out of Pocket expenses are in addition to
service charges applicable. 2) If two or more instruments
favouring a single party are sent to the same branch / office of a
bank together, in common single cover by post, in such cases
postal tariff mentioned above as applicable to single cover /
instrument may be collected. 3) If a single instrument is
collected and credited to number of accounts actual / minimum
postage may be shared amongst beneficiaries subject to minimum of
Re.1/- per credit / customer.
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