7 days to 14 days **

4.00

4.50

4.00

15 days to 30 days

4.50

5.00

4.50

31 days to 45 days

4.50

5.00

4.50

46 days to 90 days

7.00

7.50

  7.50 *

91 days to 179 days

7.25

7.75

  8.00 *

180 days to 269 days

8.10

8.60

   8.50 *

270 days to less than 1 year

8.10

8.60

  8.50 *

1 year & above to 554 days

9.25

9.75

  9.25 *

555 days

9.25

9.75

  9.25 *

556 days & above to less than 2 years

9.25

9.75

  9.25 *

2 years & above to 999 days

9.25

9.75

  9.25 *

1000 days

9.25

9.75

  9.25 *

1001 days & above to less than 3 years

9.25

9.75

  9.25 *

3 years & above to 1199 days

9.25

9.75

9.25

1200 days

9.25

9.75

9.25

1201 days & above to less than 5 years

9.25

9.75

9.25

5 years & above to less than 8 years

9.00

9.50

9.00

8 years & above to 10 years                  

9.00

9.50

9.00

*  Rates offered on daily basis. Contact the nearest branch.
** Rates are applicable only for single deposit of Rs.5 lakhs & above.
# Contact the nearest branch for deposits of Rs.10 crore and above
PENALTY: The Bank imposes a penalty of 1.00% for premature closure/part withdrawal/premature extension of Domestic term deposits.

Automatic Renewal of Domestic and NRO Term Deposits

Rules for Renewal / Encashment of overdue Domestic and NRO Term Deposits

a. NRO (All Maturities)

Same as applicable to Domestic Term Deposit

b. NRE Term deposits

Rate of Interest (%) per annum w.e.f. 29.12.2011

Period of Deposit

For Deposits Less than Rs.1 crore

Rate of Interest (% per annum)

Rate of Interest (% per annum)

1 year & above to less than 2 years

9.25

9.25

2 year & above to less than 3 years

9.25

9.25

3 year & above to less than 5 years

9.25

9.25

5 year & above to 10 years

9.00

9.00

Please Note:
I     * Interest rates offered on daily basis. Contact the nearest branch.
II    For single NRE term deposit of Rs.10 crore and above, kindly contact the nearest branch.
III   In case of premature withdrawal/premature extension of NRE term Deposits:
         (a)No interest is payable if the deposit is withdrawn before one year.
         (b)In other cases of premature withdrawal/premature extension of NRE term deposits, Bank imposes a penalty of 1.00%.

2.35

1.78

1.87

2.06

2.30

3.14

2.49

2.51

2.63

2.75

2.98

2.42

2.50

2.66

2.85

3.12

2.44

2.50

-

-

AUD

6.13

5.09

5.13

-

-

NIL

NIL

NIL

NIL

2.65

NIL

0.45

0.08

0.60

3.55

NIL

0.42

0.42

0.67

4.17

0.12

0.67

0.80

0.82

4.27

0.60

0.57

1.31

1.09

3.89

2.35

3.14

2.98

3.12

6.13

1.78

2.49

2.42

2.44

5.09

1.87

2.51

2.50

2.50

5.13