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RURAL DEVELOPMENT SECTION
Canara Bank Centenary Rural Development Trust In Promotion Of Self Employment
Rural Development Schemes Support Initiatives
 
 

RURAL DEVELOPMENT SCHEMES

i. RURAL CLINIC SERVICE (RCS)

Rural clinic service is a novel and unique rural health service scheme in vogue in our Bank since 1983. The twin objectives of the scheme are to provide medical facilities to backward villages not having access to basic medical care and to provide self-employment opportunities amongst unemployed doctors to set-up their clinics in the remote backward villages.

The scheme provides an opportunity to qualified doctors in Allopathy/ Homeopathy/ Ayurveda or any such other discipline of medicine recognized by the State or Central Government/Universities recognised by All India Medical Council/Board of respective disciplines.

The identified, qualified doctors are assisted under the scheme through a rural branch as regular clinic or Part time Clinic basis for a period of one year. The identified willing doctors as per the scheme norms are eligible to get an incentive and cost of medicines for dispensing it free of cost to poor patients.

So far, the Bank has assisted 515 doctors to set up rural clinics in remote rural areas.

ii. RURAL SERVICE VOLUNTEER SCHEME (RSV)

The Bank pioneered an innovative scheme called Rural Service Volunteers in the year 1982. Under the scheme, the Bank provides an opportunity to willing and interested workmen staff to work for rural development on full time basis, for a minimum period of 2 years. The scheme aims at bringing total transformation in socio-economic fronts of 2-3 selected backward villages, through co-ordinated approach. So far, 146 workmen staffs have worked as RSVs.

iii. JALAYOGA SCHEME

The scheme introduced in the year 1996 to commemorate Bank's 90th year of establishment to provide safe drinking water to SC/ST/Backward communities of rural areas coming under lead districts of the Bank. Acute shortage of drinking water faced by the impacted community has driven the Bank to respond to their needs. Governments alone cannot meet the basic needs of the people and this has prompted the Bank to take up community development projects like JALAYOGA.

The Bank through its operating mechanism identifies the areas for implementation of the scheme. The necessary land is allotted/granted by the Village Panchayat/ Village Development Committee. The Bank funds the project and implements through its branches.

A sum of Rs. 3.00 lakhs per project is released and any extra cost towards the project is to be borne by the local bodies. After completion, the system is handed over to the local bodies for future maintenance and servicing.

iv. HARIKALYANA YOJANA

To mitigate the socio-economic problems of SC/STs, the above scheme was launched during 1988. The scheme aims at development of SC/ST colonies through a locally appointed animator. The scheme provides a grant assistance of Rs. 5,000/- to the selected youth to acquire productive assets for gainful employment and income generation. An additional grant of Rs. 10,000/- is provided for promotion of developmental activities like literacy classes, health care, cleanliness campaign, tree planting, sanitation, drainage and other extension programmes. The role of animator is catalytic in nature to bring about socio-economic transformation in the community.

The scheme has been implemented in about 390 SC/ST colonies.

v. RURAL RESOURCE DEVELOPMENT CENTRE (RRDC)

RRDCs are physical nuclei structures promoted by the Bank during 1988 for the benefit of cluster of villages. The objectives of the scheme are to harness and facilitate the available local resources for the development of villages and its management by the villagers. Under the scheme, the Bank provides a grant assistant of Rs. 50,000/- for construction of RRDC building with contributions from villagers in the form of land and labour.

Presently, 19 RRDCs have been established in various parts of the country.

vi. MOBILE SALES VAN

A PIONEERING EFFORT FOR HELPING WOMEN ENTREPRENEURS IN MARKETING

Canara Bank, as part of its Corporate social responsibility (CSR) initiatives has sponsored a Retail Mobile Marketing Van for Display cum Sale of House hold products, articles made by Self - Help Groups, Small women entrepreneurs, Artisans, Self Employed women etc.

This van is custom built high tech, solar powered, equipped with computerized billing, swiping machine for credit/debit card acceptance. This marketing van will be stationed in important locations of Bangalore to enable the citizens of the city to see and purchase the products manufactured by artisans and other underprivileged women entrepreneurs. This Mobile Van thus provides a platform for publicity of products in the entire city instead of being restricted to one area/locality.

This is a hand holding effort by Canara Bank in support of small women entrepreneurs, SHGs, Artisans etc to get them access to market channels for their quality products. It is a unique effort in helping the disadvantaged groups in marketing their products.

 
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CASH WITHDRAWAL IN OTHER BANK ATMs : As per the advice / directions of IBA, five free cash transactions per month is allowed in other bank ATMs for Savings Bank Customers w.e.f. 15th Oct 2009. Also, the maximum withdrawal limit per transaction is Rs.10,000/-. || Notice to existing customers and new customers on KYC compliance. Click Here

 
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