CARDS

Service/Product/Account	Particulars	Service Charges
1. ATM	Membership fee	NIL
	Annual Fee	NIL
	Renewal Charges	NIL
	Late Payment Charges	NIL
	Interest Charges	NIL
	Replacement Charges	ATM cum Debit Card Rs.50/-
	Transaction Charges for Partner banks	NIL
	Transaction Charge for Non-Partner banks	Rs. 50/-
2. Debit Card	Membership fee	NIL
	Annual Fee	NIL
	Renewal Charges	NIL
	Late Payment Charges	NIL
	Replacement Charges	ATM cum Debit Card Rs.50/-
	Cash withdrawal	Other Bank ATM – Rs. 50/-
3. Credit Card	Membership fee	Rs. 250/-Visa / Master Card Domestic
	Annual Fee	Rs. 400/- International Gold – Rs. 750/-
	Renewal Charges	NIL
	Late Payment Charges	NIL
	Interest Charges	2.5% per month, over carried over liability
	Replacement Charges	NIL
	Cash Withdrawal	3% with a minimum of Rs. 30/- for every Rs. 1000/- or part thereof