ACKNOWLEDGEMENT
Customer Copy

Application Inward No: .................................
CANARA BANK
................................................................
.......................................................Branch
 
Received from Sri/Smt/Kum/M/s ................................................................................
Residing at ............................................................................................................
............................................................................................................................
an Applation dated..........................for Rs ....................... under educationalLoan scheme.


Proposal in brief:

Additional detail/requiements to be submitted:
 
Date : ................................
Place : ...............................
BRANCH MANAGER
with Branch Seal
 
 
APPLICATION FOR EDUCATIONAL LOANS
Place : Date :
From :

Name and address of the applicant/s :
...........................................................
...........................................................
To :

The Manager/Senior Manager,
Canara Bank
............................................... Branch.
1] Application :

I/We hereby apply for an Educational loan of Rs...........................................................
as detailed below, to prosecute higher education by me/................................................

Tuition Fees, cost of books, examation fee etc., : Rs ...............................
Maintenance exepences : Rs ...............................
Total : Rs ...............................
Amount of loan required : Rs ...............................
I/ We hereby furnished the other detail as under :
 
2] Personal Background of the Student:
a) Name in full : .............................................................................................
b) Date of birth and age : .......................................... Male/Female ...................
c) Nationality : ..............................................................................................
d) Whether the aplicant belongs to SC/ST ? (Required for Banks statistical purposes)
...............................................................................................................
e)
Whether the applicant belongs to any of these communities? if so, appropriated category may be ticked.
Sikhs Muslims Christians Zoroastrians Neo-Buddhists
f) Whether related to any employee of the bank / Director of the Bank/any other bank. If yes detail : ...............................................................................................
g) Is he/she married? If Yes, details of spouse : ..................................................
...............................................................................................................
h) Fathers name in full : ..................................................................................
i) Guardians name in full and relationship with him : .............................................
...............................................................................................................
j)
Address of Father/Guardian (with telephone No. if any)
i) Permanent: ..................................................................................
..................................................................................
ii)Temporary: ..................................................................................
..................................................................................
k)
Saving bank Account detailss of the applicant
i) Account Number: ..................................................................................
ii) Date of opening: ..................................................................................
 
 

3] Educational Qualifications :

Examination Institutin/University From which passed Year of passing Attempts made Percentage of marks Class / Grade obtained
           
Please enclose marks list of the last examination cleared as also testimonials from the school / two professors from the Collage last attended.

4] Particulars of Scholarships / Prizes won for academic distinction :

Examination Specify the academic distinction for which the Scholarship/prize was awarded. Name of the Scholarship/ Prize Amount of Scholarship/ Prize Duration of Scholarship
From -------- To
         

5] Fatherís/Guardianís financial status/ family particulars :
a) Occupation (Give full particulars) : ...................................................................
b) Annual Income : ...........................................................................................
(attach salary certificate or any other proof)
c) Age : ..................
d)
If in service,
i) Name and address of the employer : ............................................................
ii) the age of reirement : ..............................
e) Number of dependents : ................................................................................
f) Details of income of any other member of the family, if earning : ...........................
.................................................................................................................
g)
Details of present borrowings :
Sl.No. Date of Loan Bank / FI Amount Present Liability Overdues Security
             
h) Net Worth : ..........................................
 
 

6] Particulars of the course for which the loans is required :
a) Name of the course : .....................................................................................
..................................................................................................................
b)
Duration of the course :
i) Date of commencement : ...................................................
ii) Likely date of completion : ...................................................
c) Institution / University : ..................................................................................
...................................................................................................................
d)
Other particulars :
i) Details of tuition fees :
First year of the course : Rs. ..........................
Second year of the course : Rs. ..........................
Third year of the course : Rs. ..........................
Fourth year of the course : Rs. ..........................
Fifth year of the course : Rs. ..........................
    Total Rs. ..........................
ii)
Essential books : Rs. ..........................
Stationery : Rs. ..........................
Equioment, if any : Rs. ..........................
    Total Rs. ..........................
iii) Examination fees :
First year of the course : Rs. ..........................
Second year of the course : Rs. ..........................
Third year of the course : Rs. ..........................
Fourth year of the course : Rs. ..........................
Fifth year of the course : Rs. ..........................
    Total Rs. ..........................

7]
(i)
Details of estimated monthly maintenance xpenditure during the period of the course :
Rent : Rs. ..........................
Board : Rs. ..........................
Clothes : Rs. ..........................
Sundries / travel : Rs. ..........................
    Total Rs. ..........................
(ii)
Estimated maintenance expenditure during the period of the course :
{(i) x 12 x duration of the course in years} ............................ Rs
 
 
8] Sources of finance (apart from Bank loan now applied for) :
a)
Non-repayable scholarship / studentship / fellowshio or other financial assistance.
@ Rs. .................. p.a for .................... years
Commencing from : ........................... Rs. ........................................
b)
Repayable loan scholarship or other financial assistance (State terms of repayment) : Rs. ........................................
c)
Funds available fron family source :
@ Rs. .................. p.a for .................... years
  Rs. ........................................
 
  Total Rs. ........................................
9]
a) Please state in brief how the completion of the course is going to help the student in improving his prospects of earning.



b)
Expected income per month : Rs. ..........................
Anticipated monthly expenses : Rs. ..........................
Balance : Rs. ..........................
Amount available for repayment of loan : Rs. ..........................
 
10] Any other information :
 
11] Details of Securities offered :
Nature Name of the Owner Type of ownership Details* Value (Rs.)
         
*In case of NSCs/Deposit Receips, etc, Number, Maturity Date, ect.
*In case of Immovable properties, boundaries, survey No. etc.
 
12] Particulars of Co-obligant / Guarantor :
(Wherever third party has offered security, he/she should stand as Co-obligant / Guarantor).
a)
Name
i) Relationship with applicant/other Co-obligants / Guarantors : ..........................
...........................................................................................................
ii) Is he / she related to any employee/Director of the bank/ any other bank.. If yes, details : ................................................................................................
............................................................................................................
b)
Address :
 
a) Occupation : ................................................................................................
b) Particualrs of account with us and other Banks :
c) Monthly income : .......................................................
d) Net worth : ...............................................................
e) Direct / Indirect liability : .............................................
 
13] Repayment Schedule :
Loan is proposed to be repaid as under :

In ..................... equated monthly instalments of Rs ................................ each commencing from ................................................

I/We certify that, to the best of my / our knowledge and belief, the information furnished herein is true/correct. I/We promise to abide by the terms and conditions governing the grant of loan and to utilise loans for the purpose for which is is granted.

I/We further undertake the following terms and conditions :
a) I / We will not participate in any unlawful activity, which would debar me from prosecuting the studies and shall follow all the rules and regulations laid down by the educational institution.
b) I / We will not enter into a pecuniary obligation or financial liability during the currency of the loan without the permis-sion of theBank
c) I / he / she will strive to secure a suitable employment after the comlection of the course. As soon as I / he /she secures employment, I / he / she will furnish the Bank with full particulars of such employment, including income therefrom.
d) I will not take-up employment during the period of the course, except with the prior permission of the Bank.
e) If I am taking up a part time employment, I will produce a certificate fron the head of the institution to the effect that the employment will not affect my studies.
f) I will keep the bank infomed, from time to time, change of address, if any.
g) I will not, without the Bankís written prior permission, change the course of studies or the place of study or the educational institution.
h) I will furnish periodical progress reports fron the educatinal institution.
I am willing to stand as co-obligant / guarantor.
 
Signature of the Co-obligant/Guarantor Singature of the Applicants/s
 
 
Documens to be enclosed
 
i) Mark sheet of last qualifying examination for school and graduate studies in India.
ii) Proof of admission to the course.
iii) Schedule of expenses for the course.

( If purchase of computer is involved, Certificate from the Institution with recommendations to be enclosed).
iv) Two copies of passport size photographs from borrower / Co-obligant / guarantor.
v) A copy of passport/voters ID Card/ any other proof of residence.
 
For salaried persons :
i) Latest salary particulars.
ii) Employmet details.
 
For Self-Employed/Professionals and Businessmen/Agriculturist.
Proof of income/copy of the land records.
 
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