-         The Bank extends finance to various infrastructure projects. The finance is characterised by large outlay of funds and longer repayment period.

-         The project needs to establish technical feasibility and economic viability. In addition, sensitivity analysis shall also be examined to ensure that the project establishes its viability with variations wherever needed.

-         Considering the huge outlay of funds, finance is generally considered under consortium arrangement with term lending financial institutions and other banks.

-         Our bank also provides Syndication services to assist the promoters. Memorandum of Understanding (MOU) has been signed with India Infrastructure Finance Company Limited (IIFCL) for enabling flow of funds for the infrastructure projects syndicated by us.

-         Rate of interest, security and repayment period for infrastructure financing would depend on nature of project, quantum of loan, repayment duration, cash generation, repayment capacity etc.