CanaraBank Logo   Wednesday, 16 Apr 2014  |   Select Languagearrowdown  |  Skip to Main Content    Twitter  Call Us 1800 425 0018
  Home  |  About Us  |  Announcements  |  Careers  |  Contact Us  |  Sitemap  
Search
spacer
Personal Banking bullet
Corporate Banking bullet
NRI Banking bullet
Internet Banking bullet
Priority & SME Banking bullet
 
Credit Card Services  
spacer
PERSONAL BANKING
Rail Tickets Savings & Deposits
Rail Tickets Loan Products
Rail Tickets Technology Products
Rail Tickets Mutual Funds
Rail Tickets Insurance Business
Rail Tickets International Services
Rail Tickets Card Services
Rail Tickets Consultancy Services
Rail Tickets Depository Services
Rail Tickets Ancillary Services
Rail Tickets Approved Housing Projects
 
hrline
 
QUICK ACCESS
 
hrline
 
LOCATE US
 
Leftnavbotbg
 
Home >> Personal Banking >> Credit Card Services
 
Credit Card Services
 
We are the Principal members of the following International Payment Associations

  • VISA International


  • MasterCard International


  1. CREDIT CARDS:


    1. Products Offered:


      1. DOMESTIC : ( VALID IN INDIA & NEPAL )


        • CANCARD VISA CLASSIC


        • CANCARD VISA CORPORATE


        • CANCARD MASTERCARD


      2. INTERNATIONAL CARDS ( VALID OUTSIDE INDIA & NEPAL )


        • CANCARD VISA INTERNATIONAL (GOLD) CARD - for INDIVIDUALS / CORPORATES.


    2. Fee Structure:


    3. Card Type Membership Fee Annual Fee
      Card Type Membership Fee
      Visa Classic Rs 250 Rs 400 Rs 300
      - MasterCard Rs 250 Rs 400 Rs 300
      - Visa Corporate Card Rs 250 Nil Rs 400
      - Visa International Gold card Rs 250 Rs 750 Rs 750


      FREE Credit card for select segments of housing loan borrowers/Depositors of Canara Bank.*


    4. Why go for Cancard Credit Card


      • The first Credit Card institution in India to be certified by ISO (latest 9001:2000)


      • Well comparable low fee structure


      • Range of products to choose


      • ATM facility for 24 hour banking


      • Cash withdrawal facility at select branches of Canara Bank/Member affiliate banks


      • Can be used for purchases , at hotels/shops/travel etc.,


      • Mail order booking


    5. Unique Features :


      • Free credit period 15 to 45 days


      • Optional Revolving Credit facility for payment in monthly instalments of 10% of Card dues. *


      • Add-on card up to two


      • Free accident insurance cover (for self & spouse)


      • Free Baggage insurance cover on travel up to Rs 25000 (self)


      • Free purchase protection cover up to Rs 25000 .


      • Limited lost Card liability.


      • Replacement for lost card.


    6. Added features:


      • Optional CANCOMFORT scheme covering Hospitalization, Personal Accident/House Holders Insurance at attractive discounted Premium rates.


      • Network of over 2500 branches and 24 Cancard Service Centres.


      • No hidden charges.


      • No charges for excess usage


    7. Eligibility :


      1. Visa classic and MasterCard:
           Gross Annual Income Rs.60, 000 (min )


      2. Visa International (Gold):
          Gross Annual Income Rs.2, 00,000 (min)


    8. Other Details


      • Visa Card dues billed on 20 th every month.


      • Master/International Card dues billed on last day of the month.


      • Payment for card dues will be automatically debited to the authorized account with our branch, every month i.e., on 5 th for Visa Cards and 15 th for MasterCard.


      • For any payment over & above bill amount , DD ( issued at par) can be sent directly to Cancard Division.


      • The onus of ensuring compliance with the Foreign exchange regulations is on the Cardholder


  2. ATM cum Debit Card (valid in India/Nepal)


    • It is a Visa Debit Card


    • Issued to SB/Current Account/OD account holders of our ATM network branches


    • Joint accounts with operation condition “jointly”, accounts of illiterate persons/blind/minors and attached/ encumbered accounts are not eligible.


    Special Features :

    • Issued free of cost.


    • Issued with a validity period of 5 years..


    • Can be used* at our ATMs as well as other Bank ATMs and Merchant outlets, at hotels/shops/restaurants/travel agencies.


    • Single Card can be linked upto 4 accounts in the same branch with identical status.


    • Zero Lost card liability from the time of information given to branch Of issue..


    * Where visa/visa electron logo is displayed.


spacer
BCSBI's Code   |   Grievance Redressal   |   Customer Education   |   Regulatory Disclosures    |   RTI Act   |   Regulations   |   Browser Compatibility   |   Disclaimer    |   Screen Reader Accessibility Screen Reader Accessibility
  Copyright © 2011. Canara Bank. All rights reserved. Best viewed in IE 6.5 & above and 1024 x 768 resolution.