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ELIGIBILITY
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Individuals, Joint accounts, Minor
accounts, Illiterates, HUF, Non-corporate bodies, Clubs, Societies,
Associations, Schools, Trusts, Executors/ Administrators, Govt. bodies,
Semi-Government Departments, Recognized PF Accounts, Capital Gains Accounts
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MINIMUM BALANCE
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Rs.500/- without cheque book & Rs.1000/- with cheque book facility in
Metro/Urban; Rs.100/- without cheque book & Rs.500/- with cheque book in
Semi-urban/Rural Branches
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REQUIREMENTS FOR OPENING ACCOUNT
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Application, Proof of identity, Address proof, Introduction,
Passport size photograph.
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NATURE OF DEPOSIT
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Running (Operating) account
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PERIODICITY OF INTEREST PAYMENT
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Interest is payable half-yearly, every February and August on the daily balance maintained in the account.
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SPECIAL RATE FOR SENIOR CITIZEN
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Not applicable
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SPECIAL RATE FOR BULK DEPOSITS
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Not applicable
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OTHER FACILITIES
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· ATM-cum-Debit Card, Pass book/Pass sheet, Nomination, Standing
Instructions, Cheque Collection.
·Instant Credit of Outstation Cheque upto Rs.15,000/-Anywhere
Banking Facility, Internet & Mobile Banking & Telebanking.
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SPECIAL FEATURES
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Special facility of issue of 2 DDs free of charges per month
linked to the maintenance of minimum balance in the previous month as under:
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Rs. 10000/- < Rs. 15000/-
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Rs. 10000/-
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Rs. 15000/- < Rs. 20000/-
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Rs. 15000/-
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Rs. 20000/- < Rs. 25000/-
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Rs. 20000/-
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Rs. 25000/- and above
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Rs. 25000/-
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APPLICATION AND DOCUMENTS
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Application
Specimen Signature Card
Form 60 or 61 (if customer does not have PAN Card)
Photograph of depositor/s (2 copies)
Proof of address as per KYC Norms
Any other related documents applicable to Students, Minor, HUF, Trusts etc.
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