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Home >> Personal Banking >> Savings & Deposits >> Savings Bank Account
 
Savings Bank Account
 
 
SAVINGS BANK ACCOUNT
ELIGIBILITY Individuals, Joint accounts, Minor accounts, Blind, Illiterates, HUF, Trusts, Executors and Administrators, Govt. bodies, Semi-Government Departments, Recognized PF Accounts, Capital Gain Accounts, Non-Corporate bodies viz.,, Clubs, Societies, Associations, Schools etc.,
MINIMUM BALANCE Rs.500/- without cheque book & Rs.1000/- with cheque book facility in Metro/Urban; Rs.100/- without cheque book & Rs.500/- with cheque book in Semi-Urban/Rural Branches.
REQUIREMENTS FOR OPENING ACCOUNT Application in the Banks’ prescribed form, Proof of identity, Address proof, Passport size photograph.
NATURE OF DEPOSIT Running (Operative) account
INTEREST RATE 4.00% p.a.
PERIODICITY OF INTEREST PAYMENT Interest is payable half-yearly, every February and August on the daily balance maintained in the account.
SPECIAL RATE FOR SENIOR CITIZEN Not applicable
SPECIAL RATE FOR BULK DEPOSITS Not applicable
TDS Not applicable
NOMINATION FACILITY Available
LOAN AGAINST DEPOSIT Not permitted
OTHER FACILITIES ATM-cum-Debit Card, Pass book/Pass sheet, Nomination, Standing Instructions, Cheque Collection, Instant Credit of Outstation Cheque upto Rs.15,000/-, Internet & Mobile Banking etc.
SPECIAL FEATURES Special facility of issue of 2 DDs free of charges per month linked to the maintenance of minimum balance in the previous month as under:
Minimum Balance maintained in SB account in the previous month Purchase of 2 DDs free of charge in current month upto the amount of .
Rs. 10000/ Rs. 10000/-
Rs. 15000/- Rs. 15000/-
Rs. 20000/- Rs. 20000/-
Rs. 25000/- and above Rs. 25000/-
APPLICATION AND DOCUMENTS Application in the Banks’ prescribed form
Specimen Signature Card
Copy of PAN Card / Form 60 or 61 (if customer does not have PAN Card)
Photograph of depositor/s (2 copies)
Proof of Identity & address as per KYC Norms
Any other related documents applicable to Students, Minor, HUF, Trusts,Association etc.

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