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Home >> Personal Banking >> Loan Products >> Canara Mortgage
Canara Mortgage

Discover the power of your property… !
For meeting genuine needs - other than speculative purposes.


  • To the individuals for non-business purpose only, for meeting any unforeseen expenses, urgent personal and medical needs etc


  • Individual customers having satisfactory dealings with our bank

  • New customers well introduced and credit worthy with satisfactory banker's / market reports on them.

Quantum :

  • Upto 50% on the value of the property offered as security as per the valuation report of the bank's panel-valuer with a maximum Rs. 10.00 Crores.

Rate of Interest

Click Here..

Repayment :

  • Upto 84 months by way of EMI

Repayment Capacity

  • NTH (Net Take Home) requirement is minimum 20% or 20,000/p.m. whichever is higher after meeting EMIs of proposed loan.


  • Equitable Mortgage of property acceptable to the Bank having clear marketable title.


  • Personal Guarantee from person / s of adequate net worth acceptable to the Bank. Waiver considered selectively.

Processing Charges:

  • 1% of loan amount with a minimum of Rs.5000/- and maximum of Rs. 50,000/-.

Documentation Charges:

  • Rs.100/- Per Lac or part thereof with minimum of Rs.1000/- and Maximum Rs. 25000/-

Documents / Formalities :

  • Stipulated Loan Application with passport size photographs - 2 copies each

  • Copy of lease deed

  • Income proof of the applicant and guarantor

  • Income Tax Assessment Order / IT Returns

  • Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report

  • Approved plan of building

  • Certificate of balance if finance is availed against property from any other source

  • Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)

Frequently Asked Questions on Canara Mortgage

Click here to see Applicable Rates of Interest

Click here to see E M I Calculator

Click here to see Facility of On-Line Application

For more details, please visit our nearest branch or call to toll free no. 1800 425 0018.