Purpose:

• To meet the cost of medical expenses and other genuine needs

Eligibility:

• Pensioners of Central / State Governments / PSUs / Corporate Pensioners / Pensioners of Banks provided they all draw pension through our branches.

Quantum :

• 10 month's pension amount or Rs. 2,00,000/- whichever is less, subject to Net Take Home of 40% after deducting the proposed EMI.

Rate of Interest:

• Please visit our interest rate page for current rates.

Repayment :

• Up to 36 months in EMIs.

Security :

• Co-obligation of spouse / suitable person

Processing Charges:

• Processing charges are waived in respect of the loans under this scheme

Documents / Formalities:

• Stipulated Loan Application with 2 copies of passport size photographs

• Latest Salary Certificates and Form No. 16 / ITR/ITAO for last 3 years

• Co-obligation (unless waived)

• Delivery letter to DPN

For more details, please visit our nearest branch or call to toll free no. 1800 425 0018.