Let your idle gold also glitter
If you need funds for purposes like medical expenses or any other contingencies, Swarna Loan Scheme is ideal for you.
Hassle-free, quick loan, co-obligation and no guarantee required.
Reasonable rate of interest
To meet medical expenses and other unforeseen commitments / contingencies and investment / domestic purposes.
The entire loan is to be repaid in 24 Equated Monthly Instalments ( EMI )
Bullet payment (of Principal) subject to repayment of monthly interest and when debited.
Credit-worthy SB Account holders with satisfactory dealings or new customers properly introduced and credit-worthy.
Rate of Interest:
Please visit our interest rate page for current rates.
Documents & formalities to be submitted:
Application for Swarna Loan
Certificate by the Jewel Appraiser (Bank will arrange)
Salary Certificate and Form No.16 / income proof
Security: Finance against
Specially minted gold coins sold by any Bank
1% of the loan amount, with a minimum of Rs. 1,000/- subject to a maximum of Rs. 5,000/- per loan
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For more details, please visit our nearest branch or call to toll free no. 1800 425 0018.