Call Us Toll Free 1800 425 0018
Net Banking Register

Personal Banking bullet
Corporate Banking bullet
NRI Banking bullet
Internet Banking bullet
Priority & SME Banking bullet
Swarna Loan (Gold Loan)  
Rail Tickets Savings & Deposits
Rail Tickets Loan Products
Rail Tickets Technology Products
Rail Tickets Mutual Funds
Rail Tickets Insurance Business
Rail Tickets International Services
Rail Tickets Card Services
Rail Tickets Consultancy Services
Rail Tickets Depository Services
Rail Tickets Ancillary Services
Rail Tickets Approved Housing Projects
Home >> Personal Banking >> Swarna Loan(Gold Loan) >> Swarna Loan(Gold Loan)
Swarna Loan (Gold Loan)

Let your idle gold also glitter

If you need funds for purposes like medical expenses or any other contingencies, Swarna Loan Scheme is ideal for you.

  • Hassle-free, quick loan, co-obligation and no guarantee required.

  • Reasonable rate of interest


  • To meet medical expenses and other unforeseen commitments / contingencies and investment / domestic purposes.


  • The entire loan is to be repaid within 12 months from the date of sanction as bullet payment along with interest.

  • Interest will be accrued to the account at monthly rests compounded but will become due for payment along with principal only at maturity.


  • Credit-worthy SB Account holders with satisfactory dealings or new customers properly introduced and credit-worthy.

Quantum :

  • Minimum Rs. 10,000/- Maximum Rs.10,00,000/

Rate of Interest:

Click Here..

Documents & formalities to be submitted:

  • Application for Swarna Loan

  • Certificate by the Jewel Appraiser (Bank will arrange)

  • Salary Certificate and Form No.16 / income proof

Security: Finance against

  • Specially minted gold coins sold by any Bank

  • Gold Ornaments

Processing Charges:

  • 1% of the loan amount, with a minimum of Rs. 1,000/- subject to a maximum of Rs. 5,000/- per loan

Click here for FAQs

Click here to see Applicable Rates of Interest

Click here to see E M I Calculator

Click here to see Facility of On-Line Application

For more details, please visit our nearest branch or call to toll free no. 1800 425 0018.