Let your idle gold also glitter
If you need funds for purposes like medical expenses or any other contingencies, Swarna Loan Scheme is ideal for you.
Hassle-free, quick loan, co-obligation and no guarantee required.
Reasonable rate of interest
To meet medical expenses and other unforeseen commitments / contingencies and investment / domestic purposes.
The entire loan is to be repaid within 12 months from the date of sanction as bullet payment along with interest.
Interest will be accrued to the account at monthly rests compounded but will become due for payment along with principal only at maturity.
Credit-worthy SB Account holders with satisfactory dealings or new customers properly introduced and credit-worthy.
Rate of Interest:
Please visit our interest rate page for current rates.
Documents & formalities to be submitted:
Application for Swarna Loan
Certificate by the Jewel Appraiser (Bank will arrange)
Salary Certificate and Form No.16 / income proof
Security: Finance against
Specially minted gold coins sold by any Bank
1% of the loan amount, with a minimum of Rs. 1,000/- subject to a maximum of Rs. 5,000/- per loan
Click here for FAQs
Click here to see Applicable Rates of Interest
Click here to see E M I Calculator
Click here to see Facility of On-Line Application
For more details, please visit our nearest branch or call to toll free no. 1800 425 0018.