| Facilities Available
|
1. Transactions Through Our Bank Atms And Other Bank Atms
2. Purchase Of Goods And Services At POS Merchant Establishments
3. Mobile Top-up
4. VISA Money Transfer
5. E-ticketing
|
|
Types of Accounts
|
SB/CA/OD accounts in the name of individuals as well as joint
accounts (operated severally)
|
|
Eligibility
|
All SB, Current and OD account holders including NRIs, employees
and ex-employees
|
|
Ineligible Accounts
|
o
Joint Accounts where operation condition is ‘Jointly’
o
Accounts of illiterate persons / blind persons/minors.
o
Accounts under Garnishee / attachment orders or which are under
litigation/dispute.
o
Encumbered accounts
|
|
Application
|
Account holders desirous of having an ATM-CUM-DEBIT card are required to submit
an application in the prescribed format to the branch manager of the branch
where the account is being maintained.
|
|
Operations
|
The card can be linked to a maximum of 4 accounts. However, one account as
indicated by customer will be designated as Primary Account. All transactions
done at POS merchant locations and at other Bank ATMs will be debited to
Primary account to which the card is linked. Therefore transactions at other
Bank ATM and POS are restricted to the balance available in the primary
account.
|
| Per Day Transaction Limit
|
Per day transaction at
·
POS Merchant Establishments: Rs 20,000/-
·
Cash withdrawal at our ATM/ Other Bank ATM: Rs 20,000/-
|
| Validity
|
5 years from date of issue of the card
|