| CANARA BANK
RATES AT A QUICK GLANCE
DEPOSIT ACCOUNTS
| NATURE |
RATE OF INTEREST (%)p.a.
|
MINIMUM BALANCE |
| ACCOUNT |
NORMAL |
SENIOR CITIZEN |
Rural |
Semi Urban |
Urban |
A. Domestic
w.e.f. 01-10-2003 |
3.50% |
3.50% |
|
| a. With cheque Book facility |
|
|
Rs.500/- |
Rs.500/- |
Rs1000/- |
| b. Without cheque book facility |
|
|
Rs.100/- |
Rs.100/- |
Rs.500/- |
| c. No Frills Account |
|
|
Rs.25/- |
Rs.25/- |
Rs.25/- |
| d. SB Canchamp deposit Scheme: 3.50%p.a.
|
| CHARGES FOR NON-MAINTENANCE OF MINIMUM BALANCE:
Rs. 20/- per month |
| B.Non Resident |
| a. NRO (01-03-2003) |
3.50% |
3.50% |
|
| b. NRE (18.11.2005) |
3.50% |
3.50% |
|
A. Domestic |
Rate of Interest (%) p.a. w.e.f. 23.11.2009 |
Term Deposits ( All Maturities) |
For Deposits Less than Rs.1 crore |
For Deposits Rs.1 crore & above |
General Public |
Senior Citizen |
7 days to 14 days * |
1.50 |
2.00 |
1.00 |
15 days to 30 days |
2.75 |
3.25 |
2.00 |
31 days to 45 days |
2.75 |
3.25 |
2.50 |
46 days to 90 days |
4.00 |
4.50 |
3.00 |
91 days to 179 days |
5.00 |
5.50 |
3.50 |
180 days to 269 days |
5.50 |
6.00 |
4.50 |
270 days to less than 1 year |
5.50 |
6.00 |
5.00 ** |
1 year & above to less than 2 years |
6.25 |
6.75 |
5.00 *** |
2 years & above to less than 3 years |
6.75 |
7.25 |
5.25 |
3 years & above to less than 5 years |
7.00 |
7.50 |
5.25 |
5 years & above |
7.00 |
7.50 |
5.25 |
* Rates are applicable only for single deposit of Rs 5 lakhs and above
** For single deposit of Rs.10 crore & above, the interest rate is 5.50% w.e.f 01.01.2010.
*** For single deposit of Rs.10 crore & above, the interest rate is 6.00% w.e.f 01.01.2010.
| B. Non-Resident Accounts |
Rate of Interest (%) per annum |
| a. NRO (All Maturities) |
same as applicable to Domestic Term Deposit |
| b. NRE All Maturities) |
Rate of Interest (%) per annum w.e.f 01-02-2010 |
| 1 year & above but < 2 years |
2 years & above but < 3 years |
3 years only |
| 2.60 |
2.91 |
3.53 |
| Annualised Yield |
| 2.63 |
2.98 |
3.71 |
w.e.f.01/02/2010
CURRENCY OF DEPOSITS |
PERIOD OF DEPOSIT
|
| 1 year & above but less than 2 years |
2 years & above but less than 3 years |
3 years and above but less than 4 years |
4 years and above but less than 5 years |
5 Years |
| USD |
1.85 |
2.16 |
2.78 |
3.29 |
3.71 |
| GBP |
2.26 |
2.75 |
3.36 |
3.81 |
4.14 |
| EUR |
2.20 |
2.68 |
3.08 |
3.37 |
3.63 |
| CAD |
2.26 |
2.36 |
2.90 |
- |
- |
| AUD |
6.21 |
6.02 |
6.28 |
- |
- |
w.e.f.01/02/2010
| PERIOD OF DEPOSIT |
CURRENCY OF DEPOSITS |
| USD |
GBP |
EUR |
CAD |
AUD |
| SAVINGS BANK (February 2010) |
NIL |
NIL |
NIL |
NIL |
2.25 |
| 1 week & above but less than 1 month |
NIL |
0.15 |
NIL |
NIL |
3.30 |
| 1 month & above but less than 3 months |
NIL |
0.16 |
NIL |
0.10 |
3.56 |
| 3 months & above but less than 6 months |
0.11 |
0.38 |
0.10 |
0.10 |
3.90 |
| 6 months & above but less than 1 year |
0.36 |
0.45 |
0.64 |
0.45 |
4.55 |
| 1 year & above but less than 2 years |
1.85 |
2.26 |
2.20 |
2.26 |
6.21 |
| 2 years & above but less than 3 years |
2.16 |
2.75 |
2.68 |
2.36 |
6.02 |
| 3 years only |
2.78 |
3.36 |
3.08 |
2.90 |
6.28 |
|