Let your idle gold also glitter

If you need funds for purposes like medical expenses or any other contingencies, Swarna Loan Scheme is ideal for you.

• Hassle-free, quick loan, co-obligation and no guarantee required.

• Reasonable rate of interest

Purpose:

• To meet medical expenses and other unforeseen commitments / contingencies and investment / domestic purposes.

Repayment:

• The entire loan is to be repaid in 24 Equated Monthly Instalments ( EMI )

• Bullet payment (of Principal) subject to repayment of monthly interest and when debited.

Eligibility:

• Credit-worthy SB Account holders with satisfactory dealings or new customers properly introduced and credit-worthy.

Quantum :

• Maximum Rs.10,00,000/-.

Rate of Interest:

• Please visit our interest rate page for current rates.

Documents & formalities to be submitted:

• Application for Swarna Loan

• Certificate by the Jewel Appraiser (Bank will arrange)

• Salary Certificate and Form No.16 / income proof

Security: Finance against

• Specially minted gold coins sold by any Bank

• Gold Ornaments

Processing Charges:

• 1% of the loan amount, with a minimum of Rs. 50/- subject to a maximum of Rs. 500/- per loan

For more details, please visit our nearest branch or call to toll free no. 1800 425 0018.