Sustainable Development & Corporate Social Responsibility Committees

Sustainable Development & Corporate Social Responsibility

Sustainable Development & Corporate Social Responsibility




CSR Projects &programmes

Women Empowerment


Awards & Accolades




Commitment to the Customer in particular and to the Society in general is one of the cherished organizational values of Canara Bank. Such a Commitment is laid down in the Founding principles of the Bank by the illustrious founder Shri. AmmembalSubbaRaoPai as under:
“A Good Bank is not only the financial heart of the community, but also has an obligation of helping in every manner to improve the economic conditions of the common people”
The organization itself was originated out of concern towards the people - to promote savings among common people and provide timely financial assistance to the needy farmers, Artisans & Traders - the prominent occupations contributing to the economy at that time. This strong commitment has guided the policies and programmes of the Bank.

Historical Background

Canara Bank originated from a humble beginning and rooted in rural India. The Bank has a strong conviction for community development through promotion of Education & Health care, Skill Development & Entrepreneurship for livelihood and Environment protection. Finance is considered as a catalyst for development. The vision of its founder has guided the Bank to innovate and implement multifarious socio economic programmes for the welfare of Society in general and Rural population in particular.

The innovations for inclusive Growth, followed by sustainable programmes prompted the Bank to provide Institutional Framework and Organizational Structures to its impact creating programmes. The first of such Organisational framework for community development was provided in 1956 by setting up of Canara Bank Jubilee Education Fund with the objective of promotion of higher education & encouragement to technical and scientific education. This project was product of a noble cause espoused way back in 1951 by the staff club at Mangalore which started a Text Book Lending Service, in which Text Books were purchased out of small voluntary contributions of staff and lent to poor and deserving students. This initiative prompted the Bank to become pioneer in introducing scholarship to meritorious students and Education loan scheme at concessional rate of Interest without any tangible security.

In the year 1961, the Bank sponsored the Canara Bank Relief & Welfare Society (CBRWS) to run holiday camps for children of low income group in villages. The Society has transformed into a big institution and now runs Sevakshetra hospital, Mathruchaya, a home for children abandoned by unfortunate mothers and an Old age home. In the year 1959, the Bank with its own initiative, collected more than Rupees 1,44,000 towards relief of flood victims.

The commitment of the Bank towards social service has made the Bank to actively involve in community development, long before the social accounting became popular. Rural Clinic Service, Blood Donation, Training to Home Health Care personnel, Medical Equipment to Hospitals, Mobile Medical Service units, Regular Health Check up camps and Educative campaigns for prevention, proper food habits etc., are some of the significant developments in extending Health Care services by the Bank.

The Bank demonstrated its commitment to the cause of small farmers and established Exclusive Agriculture Finance section at Head Office in 1967, appointed Agriculture Extension Officers to branches and introduced specific loan schemes for Agriculturists. In 1970, a host of schemes were introduced to finance Agriculture and allied activities to accelerate the growth of rural economy and promote livelihoods.

In 1971, ‘Canara Bank Community Welfare Grant’ was instituted to extend finance to community welfare schemes and a full fledged “Social Action Cell” was formed for exclusive implementation of community welfare programmes. This cell has been evolved in to Department of Community Development now.

It is well documented that, apart from the above historical initiatives, Canara Bank is the first to:
Start “Summer placement” scheme to students.
Introduce “Earn while you learn” scheme
Introduce Darshini scheme - Spectacle Bank
Conduct Vacation Camp for school children.

Launch RAM (Rupee A Month) Campaign of pooling voluntary contributions by staff for public welfare.

The Bank also engaged, long back, in notable welfare activities like distribution of cloth to the poor, providing equipment for Jawans and houses for bereaved Jawans’ families, providing flood & famine relief, holding money management seminars for housewives, giving free medical aid for eye and dental care and spotting and encouraging the talented children.

In order to provide greater fillip to the Rural Development Programmes of the Bank and promote Rural Micro Enterprises, the Bank set up “Canara Bank Platinum Jubilee Rural Development Trust” during the year 1981, which is the Present “Canara Bank Centenary Rural Development Trust”.

In yet another pioneering initiative, the Bank in collaboration with Syndicate Bank and ShriDharmasthalaManjunatheshwara Educational Trust, has established Rural Development and Self Employment Training Institute (RUDSETI) in 1982. The RUDSETI experiment proved an effective institutional framework for addressing unemployment problem by promoting Self Employment. RUDSETI model of orienting, training, motivating and facilitating unemployed youth to take up self employment has become a massive movement due to its success and now nearly 600 Rural Self Employment Training Institutes (RSETIs) are established by different Banks across the country on the model of RUDSETI. This bears testimony to the vision of Canara Bank for socio economic development of the country.

The concern towards Environment prompted the Bank to promote Solar Energy equipments, green banking, clean drinking water facilities, sanitation amenities, Rain water Harvesting, Organic Farming, reduction in usage of paper and plastics, afforestation programmesand restrictive credit policy etc. Credit and non credit financial support is extended to such projects.

Lack of infrastructure at Rural Places has been a challenge to the policy makers as it dented all other development process. Its needs were diverse and huge. Bank played the role of catalyst in making available Rural Housing, improved irrigation, Transport & Communication, power supply, Rural Education and Rural Health besides host of consistent awareness campaigns and orientation programmes.

Besides the financial and non financial strategies, Bank has encouraged its staff, who had sense of volunteerism to serve the community by deputing them as full time Rural Service Volunteers to work as change Agents.

The successive Management of the Bank and its employees, guided by the Bank’s founding principles and performance legacies, continue in their Endeavour to serve the needy people.


Institutional Frame Work

For effective implementation of the Action plan and monitoring, a Nodal Officer for Sustainable Development & Corporate Social Responsibility has been designated at Head Office and the following committees are constituted at various levels of the Organization:

1. Sustainable Development & Corporate Social Responsibility (SD &CSR) Committee of the Board.
2. ED-SD & CSR Committee at Head Office
3. GM- SD & CSR Committee at Head Office
4. Screening Committee for SD & CSR proposals at Head Office
5. SD & CSR Committees at Circle Offices

The Nodal Officer, assisted by a dedicated team, drives the implementation of CSR agenda of the Bank and place periodical progress reports to the Board of Directors.
The committees are vested with financial powers. A suitable Organization structure has been created for smooth implementation. An exclusive CSR Division is formed, under which Rural Development Section, Department of Community Development and Department of Women Empowerment are functioning. These departments are managing exclusively the skill development Institutes (RUDSETI/RSETI/Artisan Training Centers), other CSR projects and Women Empowerment initiatives. Bank has also developed a sound MIS for effective monitoring and reporting to all the stake holders.

CSR Projects &Programmes

Home Page Content

  • Objective of CSR Projects &Programmes
  • Implementation Strategy
  • Partnering organizations
  • Details of year wise Budget & Sector wise sanctions 



Health Care

Poverty & Nutrition

Persons with Disability

Rural Development

Skill Development

Art & Culture

Environment Protection

Rural Development & Others

Circle’s CSR activities




Objective of CSR Projects &Programmes

Bank has adopted its own comprehensive Policy for Sustainable development & Corporate Social Responsibility, which meets the extant guidelines and also fine tuned its services. The essence of the policy has been to ensure end utilization, inclusive Growth, positive impact and sustainable development. Key elements of human requirement, which are vast and huge, have found its homogenous grouping under key social sectors having economic bearing.

The key features of Sustainability & CSR Policy of the Bank are:

Clearly defined Vision, Mission & Objective
Focus & Target group - Excluded, vulnerable, under privileged & underserved marginalized groups.

Eligibility criteria for partnering organizations.

CSR Projects to be with specific objectives having quantifiable, achievable and measurable outcome.

Projects to have scientific planning including financial planning and to be implemented in a specific time frame.

Sustainability of the project & impact assessment. 

Sector wise sanctions of CSR Projects &programmes



Details of activities Sectorwise

Amount sanctioned (Rs. In crores)








Poverty & Nutrition



Persons with Disability (PwD)



Art & Culture



Skill Development



Environment Protection



Rural Development



Women Empowerment



Financial Literacy







CSR under Education sector
As a pioneering institution to forge into the education sector, the Bank has taken up various programmes and projects to promote education.

  • Canara High School, Mangalore, started by the founder, support to the institution for infrastructure development.

  • Canara Bank Jubilee Education Fund started way back in1956 is assisting students by providing scholarships, Library books, sponsoring study tours,etc., with the objective of promotion of higher education and encouragement to technical and scientific education.

  • An innovative Scholarship scheme for students viz., “Canara VidyaJyothi Scholarship “ for encouraging SC/ST students of BPL families studying in Government schools of rural areas has been implemented all over India.

Scholarship details: Rs.2500/- per year from Class 5th to 7th
Rs.5000/- per year from Class 8th to 10th

  • Bank has assisted 40-50 educational institutions across the country for promoting education by giving required support for infrastructure, computers, E-classes etc.
  • A joint endeavour with AjimPremji University for providing scholarship to Post Graduate students from socially & economically weaker sections. (Photo)
  • Funding support to Prayas School Welfare Society, Faridabad for providing free education to poor children.
  • Construction of College building and Library to Womens college at Chikkaballapur
  •  Research based support to VLEAD Mysore, an academic wing of M/s Swamy Vivekananda Youth Movement (SVYM) for providing scholarship to Masters in Development Management Programme. (Photo)
  • To improve the implementation of Socio economic development projects, through Research & Development, the Bank has set up a Chair at Gulbarga University.

Indirect support through providing basic and hi-tech Infrastructure to promote Education among rural girls to bring them back to education stream

  • Construction of toilets for Sabarmati Ashram, Ahmedabad, Gujarat for women trainee teachers
  • Construction of toilets in 130 schools in 26 districts across the country where Bank has Lead Bank responsibility

  • Providing Incinerators to Girls schools in Cuddalore district, Tamilnadu

Health care

  • Canara Bank Relief & Welfare Society - Sevakshetra Hospital

The Bank Sponsored Canara Bank Relief & Welfare Society which runs Sevakshetra Hospital at Bengaluru, which has grown into a Multi Speciality 100 bedded Hospital. The Bank is continuously funding the hospital for upgrading the facilities with modern medical equipments and required infrastructure.

  • Canara Bank is contributing in its own way since 1961 to provide health care services to needy people by sponsoring rural clinics, establishing hospital, supporting other organisations involved in providing health care services and sponsoring specific activities.
    • The Bank has sponsored Medical Equipment, Ambulances, Cold Storages, Mobile Medical units, Artificial limbs and other infrastructure requirements to Government hospitals and Charitable hospitals. Other initiatives for Health care includes:
      • Organising periodical Blood donation Camps, to encourage Staff and public to donate Blood to the needy.

  • In association with BhagawanMahaveerVikalangSewaSansthan, Jaipur, organized large number of camps across the country and distributed artificial limbs to thousands of disabled persons.
  • Providing Financial Assistance to Poor Patients.
  • Sponsoring Health check up & awareness Camps.
  • Recognising and Honouring medical personnel, who are doing outstanding service to the Society.
  • Sponsoring Seminars/Conferences on health matters.
  • Organizing Educative Campaigns, particularly for preventing common ailments like BP, diabetes and Stress.
  • Organising a massive Cancer detection Camp at Delhi
  • Training Home Health Care personnel.
  • Launching MahilaShushrushaKendras for treating women.
  • In house clinics are operating at the Bank Offices providing medical facilities to the Employees and Ex-Employees of the Bank.
  • Sponsoring mammography unit at Indian red cross society hospital
  • Construction of General Ward at SamatvamDiabetes Hospital, Bangalore and Yoga hall at SVYSA University, Bangalore.
  • Sponsoring of Pathology Lab at VardaanSevaSansthan, Gaziabad.
  • Surgery Equipment to MintoOpthalmic Hospital, Bangalore
  • Sponsoring Cancer Awareness Programmes of Global Cancer Mission,Mumbai
  • Provided substantial funding support to Sri. Jayadeva Institute of Cardio vascular Sciences & Research, Bangalore for procurement of equipment & modernization of Cardiac Cath lab.
  • Provided Ambulance &Haemodialysis machine for FOSA - Humanitarian Hospital RVM Foundation Bangalore

  • Financial assistance to Vittala International Institute of Ophthalmology, Bangalore, for refurbishment of mobile eye care unit.

  • Financial assistance provided to :
  • Navoothan Charitable Foundation,Ernakulam, Kerala for mobile cancer unit
  • District Hospital, Ernakulam, for Linear Accelator device for Cancer treatment
  • Sri VenkateshwaraRamnarayanRuia Govt. General Hospital, Tirupati, for procuring Ambulance
  • Swami Vivekananda Institute, Pavagada, for mobile health care unit.

Poverty & Nutrition:

  • Financial assistance to Sai Spiritual Centre, Bangalore, for procuring a Delivery van with aluminium container for feeding school children
  • Provided furniture and solar lighting system to Sisters of charity of St Anne, Bangalore. 

Arts & Culture:

  • Bank has set up 4 Artisan centres at Bidadi and Karkala in Karnataka and Karaikudi in Tamil Nadu. Bank as a CSR initiative assigned a project to study and evaluate all the practices followed in our training institutes, to Dr Choodamani Nandagopal, who is a scholar in the field. A booklet has been published named “Art of Image Making”

LINK to Artisans centres of RD Section

Persons with Disabilities:

  • Provided financial assistance to Snehadeep Trust for extending computer training to visually impaired for special software and braille transcription equipment
  • M/s Artificial Limbs Manufacturing Corporation of India, Kanpur, for distributing contemporary aids and assistive devices to Persons with Disabilities (PwDs), on behalf of Ministry of Social Justice & Empowerment at Nagda, Madhya Pradesh.
  • Financial assistance to Canara Bank Relief & Welfare society for construction of Braille Transcription centre, at Bangalore.
  • Financial assistance to Omashram , a home for oldaged ,providing residential, medical and nursing care for purchase of Eeco vehicle

  • Financial assistance to :
  • Karnataka Parents Association for Mentally Retarded Citizens (KPAMRC) for constructions of building for mentally retarded persons.
  • Association for mentally challenged, Bengaluru for Renovation of bathrooms/toilets.
  • SevaNiketan,Cherrikhedi, Raipur, Chattisgarh state for construction of training and rehabilitation center for disabled.
  • Action for Ability Development & inclusion, New Delhi, for setting up of career development cell.

Rural development

Rural Development encompasses all facets of rural economy and life of people. Despite rapid industrialization and urbanization, majority of people in India live in villages and depend upon agriculture & related activities for livelihood. Development projects & Industrialization coupled with population explosion have inflicted adverse effects on the living conditions of villagers. Further, lack of adequate education, health, sanitation facilities and employment opportunities has also impacted the village life. All these developments have brought the issue of Rural Development in to the centre stage of development.
Bank has embarked on holistic development of villages that encompassed all spheres of socio economic parameters. The Village Adoption experiments of the early 70s, Project “Can Bank Village”, Can GramaShikshanKendras are some of the earliest initiatives of the Bank along with the Lead Bank Concept introduced by Reserve Bank of India. The exemplary Rural Development work done by the committed staff particularly Agriculture Extension Officers has ushered a new ray of hope in the backward villages, where Bank acted as a catalyst for growth. The Credit deployment followed by non credit resource programmes enabled the villagers to accept the Bankers as genuine facilitators in their progress.

The Bank is deputing its Staff with experience in rural Banking and commitment to work as the Directors of Bank Sponsored RUDSETIs, RSETIs and other projects.

RO Drinking water plants :-
Bank has undertaken an ambitious project of providing De-fluoridation- RO plants for pure drinking water facility in 217 villages of Kolar&Chickaballapur districts, since water sources in these villages are having Arsenic, Fluoride, & other contamination in more than desirable limits. The estimated cost of the project is about Rs 18 Crores. Installation process of RO plants has been commenced and the work is in progress.

Participation in Rural Development:

Bank has under taken projects of Rural development which lead to complete transformation of the villages. In association with an NGO NIVASA, Bank has developed a remote backward village Thimmayyanadoddi, Jigani in Bengaluru Rural District at a total cost of Rs. 17.80 lacs. Constructed Concrete Road, Drainage, Community Hall & dwelling houses for the benefit of the villagers. Taken up project of developing roads & drainage in Chinakarally, a backward village in VokkolgereGramaPanchayat, Chikkamagaluru Dist (Rs. 8.75 lacs)

Environment Protection

Due to the pressure of population, technology, development projects and Industrialization, the bio physical environment is being degraded, sometimes permanently. Ecological imbalance will severely affect the life of people on this planet. The seriousness of such a development has been recognized and the Governments have begun to placing restraint on activities that cause environmental degradation. It is the responsibility of every concerned citizen to conserve and protect environment in every possible manner to pass on a habitable earth to the next generations. A massive awareness campaign coupled with adoption of eco friendly technology in all activities is the need of the hour.
Canara Bank being a visionary and responsible public sector organization, has taken some note worthy initiatives for environment protection.
The Bank has adopted two pronged approach, i.e. internal and external for contributing to environment protection. In a major initiative to promote usage/adoption of Solar energy equipment in schools, Hospitals, institutions, other community places and households, the Bank has launched a scheme to finance such projects on easy terms, in the year 2000.
Environment protection is recognized as one of our important component of CSR activity and encouraging use of clean & alternate sources of energy by funding the projects for installation of solar energy equipment & rain water harvesting at educational institutions, health centers, Bank sponsored Training Centers and other infrastructure projects assisted by the Bank. Solar lanterns are distributed to more than 4000 households in remote villages.

A massive “CanaraVanamahotsava” programme, was observed all over the countrythrough branches of Canara Bank by distributing saplings for creating awareness and encouraging planting of Trees.

Reduction of paper and plastic usage, all Branch CBS, internet and Mobile Banking, Tele/video conferences, installing energy saving equipment and greening the premises of our RSETIs are few of the internal initiatives contributing to the cause of Environment.
The Bank is consciously promoting organic farming to reduce the use of fertilizers and maintain the fertility of soil.

The Bank's credit policy is in tune with the guidelines of Pollution Control Board and Ministry of Environment.

Some of the other significant initiatives/projects for environment Protection funded by the Bank are:

  • Installation of Solar energy heating & lighting equipments at JawaharNavodaya School, Chintamani, and SAINIK School, Kodagu;
  • Providing solar water heating systems to health centers in Chikkaballapur District, Karnataka.
  • Installation of solar pumps and rain water harvesting at SVYM Tribal School,HDKote
  • Maintenance of Trees/ plants in public places
  • Observing world environment day on June 5th
  • Associating with agencies for scientific disposal of wastes/recycling, desilting of lakes.
  • Adopting one village to make it carbon neutral habitat.
  • Distribution of Solar lights in remote villages of Tamilnadu& Karnataka.

Awards & Accolades

Serving the community is a commitment of Canara Bank borne out of vision, concern& spirit of volunteerism. Out of this commitment and participation, all Social & Community development initiatives of the Bank have been evolved. Development agencies and organizations recognize the innovative & outstanding community development work to motivate others for a multiplier effect. The Bank accepts with all humility, the following recognitions conferred in recognition of Bank's outstanding services in serving the society:

FICCI Award for Outstanding Contribution to Rural Development
FICCI Award for Social Concern
E-India Award for Contribution to Art
World CSR Congress Award for CSR
Golden Peacock Global Award for CSR & Corporate Governance
SKOCH Award for CSR & Financial Inclusion
Greentech Foundation Award for CSR
Best Bank for nurturing the RSETI movement, By MoRD, Govt. of India.
World CSR Congress Award for Women Empowerment
PanditMadan Mohan Malaviya CSR Times Award
Certification of CSR merit by “Namma Metro”
Adjusted best in implementation of CSR by Scotch Corporate Social Responsibility Award 2014
ASSOCHAM Social Banking Excellence Award 2014
Namma Bengaluru Award 2014 for initiatives under CSR.


Solar Lighting provided under Canara Gramodhaya

Artificial Limb Camp arranged at Bengaluru

Project of Village Adoption Canara Gramodhaya at Haraganahalli

Canara Bank Ruaral Industrial Self Employment Training Institute Honnenahalli, Kolar

Children at Sannidhya - School for Mentally Challenged Assisted by Canara Bank

Caring the Patients at Sevakshetra Hospital Benagaluru

Extending Shelters to Mentally challenged Kids at AshakiranaShivamogga

Movement to the Physically Challenged

Participating in Health Care at Jayadeva Institute of Cardiology

Dedicating Operating Micro Scopes to Public at Minto Ophthalmic Hospital Bengaluru