NOTICE TO OUR CUSTOMERS

We, being a Banking Company doing the business of banking, are under statutory obligation to comply to the provisions of the Prevention of Money Laundering Act, 2002 and the rules made there under and the guidelines issued by the Reserve Bank of India on 'Know Your Customer' [KYC] Policy. We are required to obtain identification documents from all our customers in case of every Individual, every Proprietor, each Joint Account Holder/Partner/Director/Trustee/HUF member, each other authorized signatory as under:

 a) Proof of identity [any one of the following]

    i) Passport
    ii) PAN Card
    iii) Voter’s Identity Card
    iv) Driving Licence
    v) Identity Card issued by employer [subject to Bank’s satisfaction]
    vi) Any document which provides identity information [subject to Bank’s satisfaction]

 b) Proof of current address [any one of the following]    

    i) Telephone bill
    ii) Electricity bill
    iii) Gas connection card/ book
    iv) Ration Card
    v) Bank account statement
    vi) Letter from employer [subject to Bank’s satisfaction]
    vii) Any document which provides current address information [subject to Bank’s satisfaction]

 c) Recent photograph [passport size]

The above identification procedure is applicable to all existing and new customers. We, therefore, request all our customers to ensure that the above documents along with copies of [a] and [b] are provided to the branch where the accounts are maintained, latest by 31.07.2009 if the same had not been submitted at the time of opening their accounts or later. Documents [a] and [b] will be returned after verification, retaining the copies. To serve you better, it is important that the Bank has record of your current and correct addresses so that Bank communication could reach you. Please ensure that your addresses on our record are current and correct.

In respect of accounts other than those of individuals, respective constitutional documents viz., certified copies of Memorandum and  Articles of Association, Certificate of commencement of business, Trust Deed, Resoultion etc., as the case may be, are required to be submitted.

The guidelines prohibit operations in the accounts which are KYC non-compliant. Hence we request all our existing customers to ensure that the above requirements are met.