• Free Term Life Insurance.
  • Free Personal Accidental Insurance.
  • Free Air Accidental Insurance.
  • Instant Overdraft Facility upto ₹ 2 lakh.
  • 50% Concession in Processing Charges of Retail Loans.
  • Personal Loan available with Competitive ROI.
  • 10% Concession on Locker Rent.
  • Unlimited Free Locker Operations.
  • Free Debit Card Issuance with Accidental Insurance coverage for Death.
  • Free SMS alerts.
  • Free Zero balance Family Accounts.
  • AMC Charges on Debit Card fully waived.

In-built Insurance

Free Term Life Insurance.

Free Personal Accidental Insurance.

Free Air Accidental Insurance



SMS Alerts


Cheque Book facility

Free 200 cheque leaves/annum

Demand Drafts

Free unlimited to the extent of average balance available in the account

Debit Card – Rupay Select card
(Issuance & AMC Free)

Cash Withdrawal / day - ₹ 1,00,000 per day

POS Limit/day - ₹ 5,00,000 per day

NFC (Contactless)/day - ₹ 25,000 per day

Debit Card transactions:

Free unlimited transactions at our Bank. At other Banks – 3 at Metro centres and 5 at Non Metro Centres .

Lounge access: a) 3 (three) Domestic Airport lounge access per quarter
b) 3 (three) International Airport lounge access per annum

Discounts/offers on various e-com sites, OTT etc.

Credit Card

Issuance Free Annual Maintenance Charges (AMC) -50% waiver

Concession on locker Rent

10 % waiver

Locker Operations

Unlimited free

Instant Over Draft*

3 months net salary up to – ₹ 2 lakh Instant Over Draft facility is available in ai1 as well as at branches.

Processing Charges on Retail Loans

50% concession in processing charges

Personal Loan

Personal Loan facility is available with Competitive ROI

Special Feature

Free Zero balance Family Accounts (Spouse+ 2 Children)

DEMAT account

Available with Online Trading Account

  • Age – 18 to 65 years
  • Salary Band – ₹. 100000/- to less than ₹. 150000/-(Monthly).
  • Application in the Banks prescribed form.
  • Proof of Photo ID and address as per KYC Norms.
  • Specimen Signature Card.
  • Photographs
  • Salary Mandate from the employer for the credit of salary to the Canara Payroll Package account is required.
Minimum Balance Requirement NIL
Nature of Account Payroll Account
Service Charges for non-credit of Salary In case of non-crediting of salary for three continuous months or four months in discrete way in the financial year or prorate basis, penalty of Rs. 750 plus applicable GST will be levied.
All the features/benefits/applicable charges are subject to regular salary credit/other term & conditions.
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Last updated on 28-09-2023 10:48 AM

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