• Scan any BHIM QR & Pay
• Pay to any UPI App
• Pay to Contact/Mobile Number.
• Request Money
• Approve Payment
• Canara-Fastag Recharge
• Linking RuPay Credit Card on UPI.

• UPI REGISTRATION :
  • Through Debit Card : Click Register Create UPI IDSelect BankSelect Bank AccountChoose Debit Card Enter the Card Details (Last 6 Digit Debit Card number, Expiry Date & ATM Pin)Click on Next Enter OTP and Set UPI Pin Confirm UPI Pin
  • Through Aadhar OTP : Click Register Create UPI IDSelect BankSelect Bank AccountChoose Aadhar CardAccept declaration Enter Aadhar Number Enter OTPs received Set UPI Pin Confirm UPI Pin.

Note : Mobile number linked to Savings Account and Aadhar should be same.

• Linking RuPay Credit Card :
  • Registration : Go to My UPI Accounts Select Add RuPay Credit Card Create UPI ID/Select existing UPI IDSelect Bank Select RuPay Credit Card Set UPI PIN using Credit Card Details.

• Scan & Pay : Select Scan & Pay Scan QR Code Enter Amount Select Debit Account Click Next Enter Confirm Enter UPI Pin Click Ok.
• Pay to UPI ID : Select Pay to UPI ID Enter Beneficiary UPI ID Click on Verify Click on Confirm button Enter Amount click on Confirm Enter UPI Pin.
• Pay to Contact/Mobile Number : Select Pay to contacts/Mobile Numbers Select Pay to Contact/Mobile Number Enter Beneficiary Mobile Number Click on Verify Enter Confirm button Enter Amount click on Confirm Enter UPI Pin.

• ADD BANK ACCOUNTS
  • Through Debit Card : Go to MY UPI Accounts Click Add Bank Accounts Create UPI ID Select Bank Select Bank Account Choose Debit Card Enter the Card Details (Last 6 Digit Debit Card number, Expiry Date & ATM Pin) Click on Next Enter UPI Pin
  • Through Aadhar OTP : Go to MY UPI AccountsClick Add Bank Accounts Create UPI ID Select Bank Select Bank Account Choose Aadhar Card Accept declaration Enter Aadhar Number Enter OTP received Click on Next Enter UPI Pin.
  
  
UPI PIN UPDATION
• Reset UPI PIN using Debit Card : Go to MY UPI Accounts Select Account Reset UPI Pin Enter the Card Details (Last 6 Digit Debit Card number, Expiry Date & ATM Pin) Click on Proceed Enter OTP Set 6 Digit UPI Pin Confirm 6 Digit UPI Pin.
• Reset UPI PIN using Aadhar OTP : Go to MY UPI Accounts Select Account Reset UPI Pin Choose Aadhar Card Accept declaration Enter Aadhar Number Enter OTPs received Set UPI Pin Confirm UPI Pin.
• Change UPI PIN using Debit Card : Go to MY UPI Accounts Select Account Change UPI Pin Enter Old UPI Pin Set New UPI Pin Confirm UPI Pin.
• Change UPI PIN using Aadhar OTP :Go to MY UPI Accounts Select Account Change UPI Pin Choose Aadhar Card Accept declaration Enter Aadhar Number Enter OTPs received Set UPI Pin Confirm UPI Pin.

• Create Mandate : Select Create Mandate Click on Add new Enter UPI ID and Verify Enter Nick Name Click Confirm (Beneficiary will be added) then Select Create Mandate Select Beneficiary Enter Mandate Name, Amount, Choose Frequency Type and Select Start Date and End Date and Repeat Day Click on Next and Confirm Enter UPI Pin./li>
• Through Scan & Create : Select Scan & Create Scan QR Code Enter Mandate Name, Amount, Choose Frequency Type and Select Start Date and End Date and Repeat Day Click on Next and ConfirmEnter UPI Pin.

UPI is an instant real-time payment system developed by the National Payments Corporation of India (NPCI) launched in April 2016 to facilitate instant interbank transactions in India. The primary objectives of UPI were to enable seamless fund transfers, promote cashless transactions and foster digital payments in India. UPI operates on a single identifier principle where users can link multiple bank accounts to a single mobile application. UPI allows users to make Peer to Peer(P2P) payments, Utility bill payments, Merchant payments etc. using a mobile device. Since its launch, UPI has undergone several enhancements and introduced many new features. A recent report by World line revealed that UPI carried out 84 billion transactions, accounting to about Rs.139.09 trillion in the financial year 2023. UPI has played a significant role in India’s journey towards a Digital Economy.

Unified Payments Interface (UPI) is a system that provides retail digital payments to a customer through multiple bank accounts using single mobile application (of any participating bank/TPAP). This allows seamless fund routing & merchant payments under one hood. It is an advanced version of IMPS-round the clock funds transfer service to make cashless payment transfer, easier and smoother.

Canara Bank provides UPI facilities to its Retail customers for financial and non-financial transactions under integrated application “Canara ai1”.

Definitions:

• UPI App: Unified payment interface- A payment platform extended by NPCI for the purpose of interbank transfer of funds i.e., pay someone (push) or collect from someone (pull) instantly pursuant to the rules, regulations and guidelines issued by NPCI, Reserve Bank of India and Banks, from time to time.
• UPI Application: Shall means the Canara Bank’s Unified Payment Interface Application downloaded by the user to his/her mobile phone.
• Payment Service Provider or PSP: Shall mean entities which are allowed to issue virtual addresses to the Users and provide payment (credit/debit) services to individuals or entities and regulated by the Reserve Bank of India, in accordance with the Payments and Settlement Systems Act, 2007.
• CANARA BANK: A body corporate established under the Banking Companies (Acquisition and Transfer of undertakings) Act 1970, having its Head office at 112, J.C. Road, Bangalore – 560 002 (hereinafter termed as "PSP") which expression shall, unless repugnant to the context or meaning thereof, shall include its successors and permitted assigns.
• Bank: Shall mean any Bank including Canara Bank which is enabled on UPI platform.
• RBI: The Reserve Bank of India (RBI) is the central bank of India established on April 1, 1935 in accordance with the provisions of the Reserve Bank of India Act, 1934. RBI regulates the issuing of bank notes to ensures secure monetary stability in India.
• NPCI: National Payments Corporation of India - A company incorporated in India under Section 25 of the Companies Act, 1956 and having its registered office at 1001A, B wing 10th Floor, The Capital, Plot 70, Block G, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051.
• USER: Shall mean an individual/entity who is a holder of a Bank account who has downloaded Canara Bank’s UPI Application, wishes to register with Canara Bank’s UPI Application by accepting the terms and conditions and avails the UPI Facility.
• Beneficiary: The person’s account details where in transfer amount is supposed to be credited.
• Beneficiary Bank: Any credit going to a UPI user will be credited to a beneficiary's bank account. The bank receiving the funds in UPI transactions will be acting as a beneficiary bank.
• VPA or UPI ID: Virtual Payment address – is a payment identifier for sending/collecting money. VPAs are aliases to Account No. & IFSC. This enables the user to complete a transaction without having to enter the account credentials of the beneficiary
• Payer: PAYER is one that pays, especially the person by whom a bill or note has been or should be paid.
• Payee: A Payee is the term used to describe the person or business that you are paying money to.
• Remitter Bank: "Beneficiary Bank" shall mean the bank holding a bank account of the Receiver, where the credit of the UPI instruction is received from the Payer to be executed either on real time basis or periodically with a settlement process
• Account: Shall mean Savings and/or Current/Overdraft account held in individual capacity (other than NRIs) at present at a bank which has been enabled for UPI. The term ‘Accounts’ also including Prepaid Instrument accounts i.e. wallet accounts.:
• USER Mobile Number: Shall mean the specific Mobile Phone Number registered by the user with Bank(s) where he / she is holding the accounts and that has been used by the User to register for the UPI Facility.
• Aadhaar Number: Shall mean the Unique identity number issued by Unique Identification Authority of India (UIDAI).
• Cellular Service Provider : Hereafter referred to as "CSP" refers to the GSM/ CDMA / GPRS / EDGE Service provider (for operation of Mobile Phones).
• Finger Print Authentication: Shall refer to the automatic method of verifying an individual’s identity by their fingerprints and is also used to grant or deny access to a computer system/mobile device/tablet /any other device.
• Personal Information: Refers to the information provided by the User in connection with UPI service.
• Eligibility: Any individual having a Savings and/or Current/Overdraft account in a Bank held in individual capacity (other than NRIs), authorized to operate the account individually. The user shall possess a smart phone. The User should be compliant of KYC of the Bank(s) where he holds account(s).
• Registration: The User agrees that he/she shall be entitled to use the UPI Service by downloading Canara Bank’s UPI Application provided that /his/her Mobile Phone is found in order to support the UPI Application and the relevant particulars are registered with the Bank.
• 1 Click 2 Factor authentication: The same shall be identifying the user on basis of two factor. The two factor shall have proper identification as below:
  • What you have i.e. mobile number and mobile handset
  • What you know i.e. Passcode and UPI PIN.
• Biometric Authentication: This shall mean identifying the device on basis of device configuration or identifier as used by application. The device shall be uniquely identified for unique user.
• (UPI) services:
  • Balance Inquiry of any of the Bank accounts linked to the application.
  • View transactions done by the user for a particular period (Both Pay and collect transactions)
  • Send funds to any Bank customer including Canara Bank Customer through four payment methods viz., Virtual Payment Address, Pay to Contacts/Mobile Number Account No. + IFSC, Scan & Pay based payment.
  • Collect funds from anyone through Virtual Payment Address, and to other Bank accounts instantly by setting an expiry date for such collect transactions.
  • Set/Change login passcode and UPI PIN, Generate OTP, Check transaction status and many other facilities as Bank may decide to provide from time to time. Bank at its sole discretion may also make additions/deletions to the Unified Payment Interface (UPI) Services being offered without giving any prior notices or reasons.
  • Generation of Static & Dynamic QR code.
  • Creation/Modification/Execution of Mandate.
• ELIGIBILE ACCOUNTS: UPI facility is presently available only for the customers of the type “Individual” or “Sole Proprietorship”.UPI facility is extended to following account for the above mentioned customers:
  • CASA accounts - Savings Bank, Current Account, Overdraft (individual account only).
  • Joint Account/s where operation condition is severally - Joint or First (JOF) or Joint or others (JOO).
  • UPI facility is limited to Residents account only.
  • Account/s should be fully KYC compliant.
• INELIGIBLE ACCOUNTS:
  • Joint accounts where operation condition is other than severally.
  • Account/s of illiterate person/s.
  • Account/s of Minor/s.
  • Letter/Power of Attorney holders
  • Account/s of HUFs, Trusts, Clubs and Associations
  • Account/s under Court orders/Attachment orders
  • Dormant account/s
  • Corporate Accounts.
  • Frozen account/s for various reasons like disputes, litigation etc.
  • KYC non-compliant accounts.
  • Any other accounts not included under eligible accounts category.
• Applicability of Terms and Conditions:
  By using UPI Facility, the user thereby agrees to these Terms and Conditions form the contract between the User and Canara Bank. UPI facility shall be governed by such terms & conditions as amended by Canara Bank from time to time. These terms and conditions and shall be in addition to and not in derogation of the Terms and Conditions relating to any account of the User and / or the respective product or the service provided by Canara Bank unless otherwise specifically stated.
• The following Business rules will apply for ‘BHIM UPI’ application in Canara ai1 Mobile Banking Application:
  • The facility will be available to users having satisfactorily running Savings/ Current/Overdraft account (at individual capacity) with the Bank.
  • UPI Facility shall be available to users who have registered for the facility as per the discretion of Banks, NPCI and RBI.
  • The daily upper ceiling per customer shall be Rs. 1,00,000/- for funds transfer.
  • Entering the wrong login password thrice will block the application.
  • Entering the wrong UPI PIN thrice will block the UPI facility for the day and three such consecutive blockages will de-activate the customer from the facility and the customer should re register for the facility as per the procedure laid down for the same. Any change in the business rules of any of the processes will be notified on Bank's website www.canarabank.com which will be construed as sufficient notice to the customer.
  • The Bank shall suspend the registration of any user if the facility has not been accessed by the user for 180 days or more.
  • Canara Bank shall endeavor to provide to the user through UPI Application, such services as it may decide from time to time. Canara Bank reserves the right to decide the type of services, which category of user shall be offered on each account type and may differ from category to category.
  • Canara Bank may also make additions /deletions to the services offered through UPI Application at its sole discretion.
  • Once a Virtual address is deleted by the user, the user will not be allowed to create the same virtual address for the next 2 years.
  • There will be no obligation on Canara Bank to support all the versions of existing Mobile Phone Operating Systems and new versions of mobile phone Operating Systems as and when those are released. Canara Bank can withdraw support to existing version of operating system without prior notice to users
  • The User agrees that he/she shall use only his/her Mobile Phone to access the UPI application offered by Canara Bank. The access is restricted to him/her on the specific Mobile Phone Number only as registered with the Bank(s) for UPI service.
  • The user is responsible for the correctness of information supplied to Canara Bank through the use of or through any other means such as electronic mail or written communication. Canara Bank does not accept any liability for the consequences arising out of erroneous information supplied by the user.
  • The user agrees to use single handset for accessing the services under UPI. Change of handset shall be properly re-registered according to application requirement.
  • User agrees that dispute resolution shall be as per the guidelines issued by NPCI from time to time.
• Usage of Facility:By accepting the terms and conditions on the mobile phone while registering for the UPI facility, the User:
  • Agrees to use UPI Facility for financial and non-financial transactions offered by Canara Bank from time to time and irrevocably authorizes the respective Bank to debit the Bank Accounts which have been registered for UPI Facility for all transactions/services undertaken.
  • Authorizes Canara Bank to map the account number and mobile number for the smooth operation of the facility offered by Canara Bank and to preserve the mapping record in its own server or server of any other third party and to use such data at its discretion for providing/enhancing further banking/ technology products that it may offer.
  • Agrees that he/ she is aware and accepts that facility offered by Canara Bank will enable him/her to transact using UPI PIN/1click 2FA/ Or biometric authentication and will be deemed as bonafide transaction.
  • Agrees that the transactions originated using mobile phones are non retractable as these are instantaneous/real time.
  • Agrees to acquaint himself/herself with the process for using the facility and validly registered in his/her name only with the Mobile Service Provider and undertakes to use the facility only through mobile number which has been used to register for the Facility.
  • Agrees that Canara Bank is authenticating the User by using Mobile Number, Mobile Phone, UPI PIN and/or can introduce other advanced authentication mechanism such as Finger print authentication etc in future which is acceptable and binding to the user and Hence the user is solely responsible for maintenance of the secrecy & confidentiality of the UPI PIN and unauthorized usage of his/her mobile phone, without any liability to Canara Bank.
  • Confirms that notwithstanding anything mentioned herein, in no event shall Canara Bank be liable to the user or any other third party affected by the Transaction for loss of profits or revenues, indirect, consequential or similar damages arising out of or in connection with the Transaction, materials, information technology services or assistance provided under this Terms & Conditions.
  • The User undertakes to execute such other documents and writings in addition to the instructions for activating, initiating or making transfer of funds via UPI facility, in a form and manner as required by Canara Bank, from time to time.
  • The User understands that the transaction may be rejected or cancelled in case the instructions and/or any Authentication Credentials or any details, documents or information provided by the User are false or not in accordance with the conditions stipulated by Canara Bank or the Reserve Bank of India or the Beneficiary bank or the remitter Bank
  • The User also understands that the transaction may also be cancelled/rejected due to any of the reasons like "the designated account of beneficiary not being maintained by the Beneficiary bank” or an attachment order having been passed on the designated Beneficiary account by a competent authority/Court or details pertaining to the Beneficiary/Beneficiary account details recorded with the Beneficiary bank does not match or any other reasons.
  • The User ensures and confirms that upon completion of the transaction initiated by the User, i.e., receipt of fund by the recipient maintained with the Beneficiary Bank, Canara Bank will be entitled to charge such fees, cost and charges, as specified by Canara Bank/NPCI, from time to time.
  • The User acknowledges and understands that the completion of transactions for transfer of funds based on the User's instruction shall involve various Counterparties (especially in the case of collect transaction). The User confirms that canara Bank shall not be held liable or responsible for any delays/deficiencies in settlement of a transaction due to system constraints, actions of 3rd parties or any other circumstances outside the control of canara Bank.
  • Without prejudice to the generality of the foregoing, the User agrees to indemnify and save, keep harmless and keep indemnified Canara Bank against any improper/ fraudulent instructions purporting to be received from the User and/or for furnishing incomplete information.
  • The User understands that the provision of UPI is subject to Indian laws and the guidelines and regulations issued from time to time by the NCPI or Reserve Bank of India in this behalf.
  • The User agrees and confirms that canara Bank reserves the rights to call for logs, proofs, User details or documents necessary at any time on account of audit, compliance, regulatory or legal requirements and the Master Merchant agrees to comply with such requests within 2 business days from the date of such requests being made.
  • The User agrees and confirms that the Minimum and Maximum amount Stipulated for UPI may be stipulated by Canara Bank in accordance with the Guidelines set By NPCI or RBI, from time to time.
  • In a collect request transaction (PULL transaction), the User/merchant agrees and understands that it is subject to the approval and expiry period defined by the User/merchant at the time of making such requests to the remitter.
  • Agrees that dispute resolution shall be as per the guidelines issued by NPCI from time to time.
• Liability of the User:

  The user shall be responsible for each transaction initiated under his/her registered UPI Application. The user is liable for the losses arising out of any unauthorized transactions occurring through his/her accounts.

  The user has to immediately bring in to the notice of Canara Bank in case he/she suspects that his / her Mobile number is / has been allotted to another person and/or notices unauthorized transactions in his / her accounts and make sure that the facility is deregistered for his / her mobile no.

  The user agrees that the access to Canara Bank’s UPI Application through his/her Mobile Phone and any transaction, which originates from the same, whether initiated by him/her or not, shall be deemed to have originated from the respective user.

  The user understands that in the event of loss of his/her Mobile Phone / SIM Card or it falling in the wrong hands, it can be misused. The user indemnifies Canara Bank for any such misuse arising out of the same. The user shall not hold Canara Bank responsible for any loss that the user may suffer in these circumstances.

• Liability of Canara Bank:

  Canara Bank shall, in no circumstances, be held liable to the user, if access is not available in the desired manner for reasons including natural calamities, floods, fire and other natural disasters, legal restraints.

  Canara Bank shall, in no circumstances, be held liable to the user, if there are faults in the telecommunication network or any other reason beyond the control of Canara Bank.

  Under no circumstances shall Canara Bank be liable for any damages whatsoever whether such damages are direct, indirect, incidental, consequential and irrespective of whether any claim is based on loss of revenue, investment, production, goodwill, profit, interruption of business, wrong beneficiary credentials, wrong credits or any other loss of any character or nature whatsoever and whether sustained by the User or any other person.

  Canara Bank shall, in no circumstances, be held liable to the user for other Bank services.

• Termination of UPI Service:

  The user agrees that he/she will remain responsible for any transactions made on UPI through Canara Bank’s UPI application until the termination of the Service. Similarly, Canara Bank may suspend or terminate UPI Services without prior notice if the user has breached the Terms and Conditions or if Canara Bank notices some errors / omissions / fraudulent transactions related to the user’s accounts or User.

  Canara Bank shall block the Facility for a day, in case of the wrongful entry of the security credentials for 3 consecutive times. Further 3 such consecutive blockages will de-activate and deny the payment/receipt of the amount through this facility. The user shall re- register for the facility as per the procedure laid down for the same. Canara Bank shall not be liable for any losses occur there in.

  Any change in the business rules of any of the processes will be notified on Canara Bank’s website www.canarabank.com which will be construed as sufficient notice to the User.

  The facility may be suspended due to maintenance or repair work or any breakdown in the Network/Hardware/ Software for UPI Facility, any emergency or for security reasons without prior notice and Canara bank shall not be responsible for any losses/damages to the Users.

• Miscellaneous:
  • The User shall be solely responsible for any error made while using the facility unless contrary is proved.
  • The user shall keep the LOGIN PASSWORD and UPI PIN confidential and will not disclose these to any other person or will not record them in a way that would compromise the security of the facility. It will be the responsibility of the User to notify his/her Bank immediately if he/ she suspect the misuse of the LOGIN PASSWORD/UPI PIN. He will also immediately initiate the necessary steps to change his UPI PIN.
  • The user shall be liable and responsible for all legal compliance and adherence of all commercial terms and conditions in respect of the mobile connection/SIM card/mobile phone through which the facility is availed and Canara Bank does not accept/ acknowledge any responsibility in this regard.
  • The Canara Bank reserves the right to add/remove the facilities offered to the User at its sole discretion.
  • The instructions of the User shall be effected only after authentication under his/her UPI PIN/Password or through the biometric authentication.
  • The User understands that the Bank shall not process the transactional request sent by the User in case of any discrepancy in AADHAAR Number/Virtual Payment Address and same will not be executed.
  • Canara Bank shall not be responsible for the delay/ failure in carrying out the transactions due to any reasons whatsoever including failure of operational system or any other unforeseeable reasons which is beyond the control of the Bank.
  • The User expressly authorizes Canara Bank to access his/her account Information required for offering the services under the facility and also to share the information regarding his/ her accounts with NPCI/any other third party as may be required to provide the services under the Facility.
  • The transactional details will be recorded by Canara Bank and these records will be regarded as conclusive proof of the authenticity and accuracy of transactions. Canara Bank may store the transactional details for a period which may deem fit for the Bank.
  • The User hereby authorizes Canara Bank or its agents to send notifications, promotional materials including the products of the Bank, greetings etc.
  • The Canara Bank shall make all reasonable efforts to ensure the User information to be kept confidential however it shall not be responsible for any inadvertent divulgence or leakage of confidential User information for reasons beyond its control or by action of any third party.
  • The User expressly authorizes the Canara Bank to carry out all requests/ transactions purporting to have been received from his/ her mobile phone and authenticated with his/ her UPI PIN/Password/biometric authentication. In the case the case of funds transfer facilities the User shall be deemed to have expressly authorized the Bank to make the payment when a request is received from his/ her mobile phone.
  • The Canara Bank shall not be responsible for any additional charges/fees levied by the Telecom service provider during the course of availing the UPI Facility.
• Responsibilities and obligations of the User:
  • The User shall be responsible for all transactions, including fraudulent/erroneous transactions using the UPI facility through the use of his/her mobile phone, UPI PIN, password/biometric authentication regardless of whether such transactions are in fact entered into or authorized by him/ her. The User shall be responsible for the loss/damage, if any suffered.
  • The User shall use the UPI facility only by following the security credential in accordance with the prescribed norms as laid down by Canara Bank from time to time.
  • The User shall keep the security keys confidential and shall not divulge/tamper the same and Canara Bank shall not be liable for such instances in any manner.
  • The User accepts that any valid transaction originating/receiving from/by the registered mobile phone number shall be assumed to have been initiated/accepted by the User and any transaction authorized by the UPI PIN/password/biometric authentication is duly and legally authorized by the User.
  • The User shall be liable for any loss on breach of the Terms and Conditions contained herein or contributed or caused loss by negligent actions.
• Disclaimer
  Canara Bank, when acting in good faith, shall be absolved of any liability in case:
  • The Canara Bank is unable to receive or execute any of the requests from the User or there is loss of information during processing or transmission or any unauthorized access by any other person or breach of confidentiality or due to reasons beyond the control of the Canara Bank.
  • There is any kind of loss, direct or indirect, incurred by the User or any other person due to any failure or lapse in the facility which are beyond the control of the Canara Bank.
  • There is any failure or delay in transmitting of information or there is any error or inaccuracy of information or any other consequence arising from any cause beyond the control of the Bank which may include technology failure, network failure, mechanical breakdown, power disruption, force majeure, etc.
  • The Canara Bank, its employees, agent or contractors, NPCI shall not be liable for and in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, whether foreseeable or not, suffered by the User or any other person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of the Canara Bank in receiving and processing the request and in formulating and returning responses or any failure, delay, interruption, suspension, restriction, or error in transmission of any information to and from the mobile phone of the User and the network of any service provider and the Canara Bank's system or any breakdown, interruption, suspension or failure of the mobile phone of the User, the Canara Bank's/NPCI’s system.
• Transaction Limits:
  • For fresh registration, maximum transaction amount is limited to Rs.5000/- for first 24 hours for Android based devices and for IOS devices it is Rs.15000/- for first 72 hours (Max Rs.5000/- per 24- hours).
  • For P2P type, the maximum limit capped to Rs.1,00,000/- within 24hrs and up to 20 transactions.
• Indemnity:
  In consideration of Canara Bank providing these facilities, the User agrees to indemnify and hold the Canara Bank harmless against all actions, claims, demands proceedings, loss, damages, costs (including attorney fees), charges and expenses which the Canara Bank may at any time incur, sustain, suffer or be put to as a consequence of or arising out of or in connection with any services provided to the User pursuant hereto. The User shall indemnify the Canara Bank for unauthorized access by any third party to any information/instructions/triggers given/received by the User or breach of confidentiality. These terms & Conditions are subject to periodic Updation. The User understands that Canara Bank may amend the above terms and conditions at any time without any notice or assigning any reason whatsoever and such amended Terms and Conditions will thereupon apply to and be binding on the User and same will be published in our website i.e., http://www.canarabank.com/.