• Credit card issuance free.
  • Instant Overdraft Facility.
  • Unlimited Free Locker Operations.
  • Free NEFT/RTGS.
  • Free Debit Card Issuance with Accidental Insurance coverage for Death.
  • Free IMPS/SMS Facility.
  • Free Term Life Insurance.
  • Free Personal Accidental Insurance.
  • Free Air Accidental Insurance.
  • Debit Card AMC Free.

In-built Insurance

Free Term Life Insurance.

Free Personal Accidental Insurance.

Free Air Accidental Insurance





Cheque Book facility

200 cheque leaves/annum

Demand Drafts

Two DDs free/per month to the extent of average balance available in the account


Cash Withdrawal / day - ₹ 1,00,000 per day.


POS Limit/day - ₹ 5,00,000 per day.

Debit Card – Rupay Platinum card

NFC (Contactless)/day - ₹ 25000 per day.

(Issuance & AMC Free)

Debit Card transactions :


Free unlimited at our Bank ATMs.
Transactions at other Banks - 3 at Metro centres and 5 at Non Metro Centres .


Lounge access :a) 1 (one) Domestic Airport lounge access per quarter
b) 2 (two) International Airport lounge access per annum


Discounts/offers on various e-com sites, OTT etc.

Credit Card

Will be issued free of charge, credit limit based on annual income.

All other charges will be applicable.

Pass sheet

Once in 15 days through email. To be enabled at Account Level.

Instant Overdraft

Permitted up to 50% of previous month’s net salary (maximum 2 occasions in a calendar year) subject to the following ceiling :

Maximum Instant OD

Upto ₹ 10,000/-

Period of TOD is maximum for 15 days.

Interest applicable

Locker Operations

Unlimited free

Resetting of IMB password


DEMAT account

Available with Online Trading Account

  • All employees of a firm / company with minimum 5 enrollments.
  • Age – 18 to 65 years
  • Salary Band – Less than ₹ 50000/-(Monthly)
  • Application in the Banks’ prescribed form.
  • Proof of Photo ID and address as per KYC Norms.
  • Specimen Signature Card.
  • Photographs.
  • Salary Mandate from the employer for the credit of salary to the Canara Bank.
Minimum Balance Requirement NIL
Nature of Account Payroll Account
Service Charges for non-credit of Salary In case of non-crediting of salary for three continuous months or four months in discrete way in the financial year or prorate basis, penalty of Rs. 250 plus applicable GST will be levied.
All the features/benefits/applicable charges are subject to regular salary credit/other term & conditions.
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Last updated on 27-09-2023 05:16 PM

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