• 75% of the Appraised Value of Gold.
• Minimum Amount - Rs. 5000/-
• Maximum amount - Rs. 35 Lakh.
  Subject to a ceiling of Rs. 35 Lakh per Borrower under four schemes viz Swarna loan, Swarna OD, Swarna Express & Swarna Monthly Interest.

Pledge of

• Gold ornaments/Jewellery.
• Specially minted gold coins sold by banks up to 50 grams per customer

• Interest charged to be serviced as and when due at monthly intervals
• Principal is to be repaid within 12 months from the date of sanction or as bullet payment on maturity.